Loan Originator Jobs in California
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
At Pacificwide Lending, we play the game differently. Were not here to compete on rateswe win by offering exceptional service and creative financing solutions other lenders cant (or wont) provide....
The Mortgage Loan Originator (MLO) solicits mortgage product referrals by calling/meeting with realtors, builders, and Select Employer Groups (SEG) as assigned....
Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home....
100% splits Mortgage Loan Officers & Real Estate Agents ALL California
- Sacramento, CA
- 20 hours ago
- Sacramento, CA
- 20 hours ago
un 100% splits Mortgage Loan Officers & Real Estate Agents ALL California (ALL California) west wide finance & realty compensation: potential income from $120k+ /year employment type: experience...
Remote WorkProficiency in Computers, Microsoft Office; loan processing software experience a plus. What We Offer: Competitive pay. Experience in the real estate world. Opportunities for career advancement....
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past...
By helping streamline the loan process, you'll be fostering innovation and accountability in the industry....
Participates in theSBA loan origination underwriting management process by providing credit and loan underwriting expertise to a team of SBA BDO's and Personal & Business Banking Relationship Managers...
process and life cycle, presenting tailored solutions based on customer needs + Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws...
lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home....
About This Job The Leveraged Lending Associate plays a critical role in supporting the origination, structuring, underwriting, and portfolio management of leveraged loans for corporate and private equity-backed...
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
SUMMARY The Financial Services Representatives primary function is to increase each Members profitability potential by fulfilling their financial needs through effective profiling and providing a...
Continually identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities....
Who We Are Five Star Bank is a high performing $4.2 Billion community business bank operating through 8 offices 4 in the Capital Region, 3 in the North Valley, and 1 in San Francisco. With an...
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Salary for Loan Originator Jobs in California
Highest Education Level
Loan Originators in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- Credit Underwriting
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Collections
- Closing
- Customer Relations
- Accounting
- Retail
- High School Diploma
- Business Development
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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