Loan Underwriter Jobs in California
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
and other bank policies **Qualifications:** + Bachelor's Degree in (or emphasis in) business, marketing or finance preferred + 5+ years of experience in commercial lending or related banking + Proficiency...
Territory Management: Develop and execute a strategic plan to achieve profitable growth and retention within an assigned geographic territory.Build and maintain strong relationships with key...
Qualifications Mortgage Underwriter Qualifications Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines....
VP, Senior Underwriter Portfolio Manager MMB - San Diego
- Irvine, CA
- 3 days ago
- Irvine, CA
- 3 days ago
Responsibilities Candidates will work within a team construct to take a leadership role in the credit underwriting and portfolio management of diverse debt solutions for middle-market companies....
Please note that this role is open to Remote, Denver, CO, and Mill Valley, CA Position Summary The position requires expert mortgage underwriting and credit knowledge, clear communication skills, consistently...
Actively seeking an experienced Commercial Loan Underwriter to: Evaluate commercial credit requests. Prepare and recommend credit authorizations....
Category: Lending Description: We are seeking an experienced and analytical SBA Senior Underwriterto join our team at PCR Business Finance....
MORTGAGE LOAN UNDERWRITER II WHAT IS THE OPPORTUNITY?...
The ideal candidate will have strong financial analysis skills, experience in underwriting commercial loans, and a keen understanding of market trends in both C&I and CRE lending....
This role is responsible for managing all investor and agency audit responses, overseeing documentation flow across underwriting and operations, handling lender self-reporting requirements, and coordinating...
Newmark is in search of an Underwriter with 3-5+ years of commercial underwriting experience. The Underwriter's primary responsibilities will be to provide day-to-day financial, market, and...
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
of troubled borrower relationships and/or adversely graded loans within the Banks loan portfolio while ensuring compliance with all applicable state and federal laws, rules and regulations and Bank lending...
Senior Underwriter - Housing Trust of Silicon Valley
- San Jose, CA
- 10 days ago
- San Jose, CA
- 10 days ago
Minimum Qualifications: Minimum 10 years of residential mortgage underwriting experience required In-depth knowledge of homebuyer assistance programs, FHA/VA/Conventional underwriting, and affordable...
Sr Consultant, Credit & Political Risk - E&S/Specialty (Sr. Underwriter, Trade Credit)
- San Francisco, CA
- 11 days ago
- San Francisco, CA
- 11 days ago
Understand and adhere to regulatory requirements and compliance standards in trade credit underwriting....
Demographic Data for California
Moving to California? Find some basic demographic data about California below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in California
Highest Education Level
Loan Underwriters in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Military Background
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Credit Underwriting
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Cash Flow Analysis
- Underwriting
- Internal Control
- Financial Statements
- Fraud Investigation
- Taxes
- Portfolio Management
- Appraisal
- Financial Analysis
- Resolution
- Real Estate
- Relationship Management
- Finance
- Process Improvement
- Analytical Skills
- Accounting
- Quality Control
- Negotiation
- Auditing
- Mentoring
- Documentation
- Filing
- Regulations
- Reporting
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Microsoft Word
- Time Management
- Staff Supervision
- Organization
- Communication Skills
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