Loan Underwriter Jobs in California
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Actively seeking an experienced SBA Loan Underwriter to: Underwrite SBA loans in accordance with the Bank’s policies and procedures....
Must remain current on and relays on investor guidelines, mortgage insurance updates and other critical underwriting information to Home Loan processing team....
Remains current on and relays investor guidelines, mortgage insurance updates and other critical underwriting information to Home Loan processing team....
ESSENTIAL FUNCTIONS AND BASIC DUTIES Underwrite and authorize residential loan applications in accordance with policies, procedures and prudent underwriting guidelines and practices within approved...
SUPERVISOR MORTGAGE LOAN UNDERWRITER* WHAT IS THE OPPORTUNITY?...
Commercial Loan Underwriter - Industrial** The Commercial Loan Underwriter - Industrial will underwrite commercial lending opportunities in an assigned territory, focusing on working capital lines of...
Prior experience in leveraged cash flow lending highly desirable....
Loan Process Manager - Loan Operations (Corporate)
- Porterville, CA
- 15 days ago
- Porterville, CA
- 15 days ago
Interfaces with Credit Administration, Accounting, Lending personnel, and various other departments to discuss topics related to Loan Servicing to achieve desired results....
Senior Credit Underwriter, Global Wealth & Investment Management Custom Lending
- Newport Beach, CA
- 16 days ago
- Newport Beach, CA
- 16 days ago
Purpose: The purpose of the SCU is to use key financial measures and a consistent, structured financial approach to underwrite custom lending requests and mange a loan portfolio in alignment with our...
and Credit Analysis 60Perform underwriting for business loans assessing risk repayment ability and compliance with lending policies Analyze financial documents prepare credit memos and present loan...
As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial...
Actively seeking an experienced Commercial Loan Underwriter to: Evaluate commercial credit requests. Prepare and recommend credit authorizations....
Commercial Loan Underwriter (copied at 03/24/2025 05:37 PM)
- Los Angeles, CA
- 29 days ago
- Los Angeles, CA
- 29 days ago
Job Requirements 3+ years of C&I and CRE loan underwriting experience Bachelor's degree in business, accounting or equivalent training and experience(preferred) Knowledge of commercial credit products...
Manager - Loan Operations - Cash Reconciliation Specialist
- Los Angeles, CA
- 90+ days ago
- Los Angeles, CA
- 90+ days ago
As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial...
Maintain accurate communication documentation and status updates throughout the underwriting process....
Demographic Data for California
Moving to California? Find some basic demographic data about California below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in California
Highest Education Level
Loan Underwriters in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Reimbursement
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Know Your Customer
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Tila Respa Integrated Disclosures
- Loan Processing
- Credit Underwriting
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Loan Servicing
- Financial Services
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Modeling
- Financial Analysis
- Resolution
- Real Estate
- Finance
- Closing
- Accounting
- Decision Making
- Written Communication
- Verbal Communication
- Auditing
- Documentation
- Bachelor's Degree
- Reporting
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Research Skills
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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