Loan Underwriter Jobs in California
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Account Executive Officer/Sr. Underwriter - San Francisco, CA
- San Francisco, CA
- 4 hours ago
- San Francisco, CA
- 4 hours ago
450374BR** **Auto req ID:** 450374BR **Company:** Travelers Insurance **Job Code:** Ins Insurance **Job Description:** **_ATTENTION MILITARY AFFILIATED JOB SEEKERS_** - Our organization works with...
Account Executive Officer/Sr. Underwriter - Management Liability
- Diamond Bar, CA
- 19 hours ago
- Diamond Bar, CA
- 19 hours ago
Who Are We?** Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Sr. Underwriter - Management Liability
- Glendale, CA
- 1 day ago
- Glendale, CA
- 1 day ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter, Technology & Life Sciences Loss Sensitive
- San Francisco, CA
- 1 day ago
- San Francisco, CA
- 1 day ago
Who Are We?** Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter Middle Market Commercial Accounts
- Diamond Bar, CA
- 1 day ago
- Diamond Bar, CA
- 1 day ago
Who Are We?** Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter National Accounts
- Diamond Bar, CA
- 1 day ago
- Diamond Bar, CA
- 1 day ago
Who Are We?** Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
VP, Senior Underwriter Portfolio Manager MMB - Irvine/Santa Monica
- Santa Monica, CA
- 2 days ago
- Santa Monica, CA
- 2 days ago
High School Diploma or GED and 10 years of experience in Finance, Banking Preferred: Bachelor's degree with courses relevant to business and financial analysis 10 years of experience in commercial lending...
Account Executive Officer/Senior Underwriter, Technology & Life Sciences Loss Sensitive
- Walnut Creek, CA
- 3 days ago
- Walnut Creek, CA
- 3 days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter Middle Market Commercial Accounts
- Irvine, CA
- 3 days ago
- Irvine, CA
- 3 days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter National Accounts
- Irvine, CA
- 3 days ago
- Irvine, CA
- 3 days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Sr. Underwriter, National Property
- San Francisco, CA
- 3 days ago
- San Francisco, CA
- 3 days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Insight Global is searching for a Home Loan Underwriter to work with our financial client in the East Bay....
meetings Maintain a complete understanding of the Bank's lending objectives, its credit policies, and procedure, and the underwriting process, as well as various Bank lending products; this includes...
If so, we invite you to apply for the Commercial Loan Underwriter I position at Mission Fed! If this sounds interesting to you, below are a few more details....
processing guidelines and regulatory updates Qualifications: Minimum 3 years of experience in loan processing or a related role, particularly with conventional loans Proven ability to interpret credit...
Demographic Data for California
Moving to California? Find some basic demographic data about California below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in California
Highest Education Level
Loan Underwriters in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Military Background
- Marketing & Sales
- Property and Casualty Insurance
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- BSA
- Federal Housing Administration
- Federal National Morgage Association
- Loan Documentation
- Credit Underwriting
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Fannie Mae
- FHLMC
- Loan Processing
- Freddie Mac
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Financial Services
- USDA
- Cash Flow Analysis
- Balance Sheets
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Risk Analysis
- Financial Analysis
- Real Estate
- Risk Management
- Closing
- Strategy Development
- Finance
- Accounting
- Quality Control
- Written Communication
- Negotiation
- Verbal Communication
- Mentoring
- Collaboration
- Documentation
- Reporting
- Coaching
- Bachelor's Degree
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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