Credit Analyst Jobs in California
A Credit Analyst in the banking industry evaluates and assesses the creditworthiness of potential customers, or organizations, to ascertain their ability to repay loans. They analyze financial data, including budget, income, and expenditure, and also evaluate credit histories. Credit Analysts use complex systems and software to assess and interpret financial data, so they can advise on the risk of offering credit. The role also involves preparing reports based on findings and presenting these to management.
Key skills a Credit Analyst should possess include strong analytical skills, good numerical skills, excellent communication skills, and the ability to make well-judged decisions. The Certified Credit Professional (CCP) certification is highly desirable for this role. Prior job roles that can lead to a career as a Credit Analyst include Junior Credit Analyst, Loan Officer, or Financial Analyst, where the individual can gain the necessary experience in financial analysis and credit risk assessment.
Bank is seeking an experienced and motivated multifamily underwriter to support the Banks Commercial Mortgage Division (CMD), a stabilized multifamily lending platform primarily focused on major markets...
Sierra Vista Nestled on the Central California Coast, Adventist Health Sierra Vista has been providing care to our community since 1959. Our 162-bed acute care facility includes a Level III...
Prepares individual and global cash flows for Credit Analysis Officers. Calculates covenant compliance based on Borrower’s Loan Agreement (BLA). Forwards completed nCino spreads to lending unit....
Prior to making the credit decision or advising the person(s) making the final credit decision, the SBA Credit Analyst conducts a complete credit analysis including gathering, analyzing, and interpreting...
Underwriting: Perform detailed credit analysis and underwriting on multifamily loan opportunities, assessing risk and structuring loans appropriately....
Position Summary The Credit Analyst is a member of the corporate credit research team within the Fixed Income Group in the Los Angeles office....
Job Title Credit Analyst - Irvine, CA Job Overview As a Credit Analyst you will support the Credit Team in effective account creation processes and credit control services while accurately tracking...
Axos Bank Target Range: $18.00 - $19.00 Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education. About This...
Primary Accountability The Risk Management Analyst is responsible for programs that identify safety and security risks associated with the environment of care that could affect individuals served,...
Job Summary The Senior Operational Risk Management (ORM) Analyst falls within the Second Line of Defense (2 LOD) and supports the Bank’s Enterprise Risk Management Framework. The Senior ORM...
The Commercial Credit Analyst II would handle all aspects of the relationships in the assigned portfolio including approvals, annual reviews, monitoring and watch reporting....
SUMMARY The position of Credit Analyst is responsible for managing the Commercial, C&I, SBA, Real Estate Lending, Consumer and Commercial Equipment Leasing loan process and preparation of relationship...
Credit Analyst I#25-61082 $20.98-$21.68 per hour Garden Grove, CA All On-site Job Description Our Client, a Mortgage and Real Estate Services company, is looking for a Credit Analyst I for their Garden...
About the Position: Under the direction of the Director of Compliance, Credit Analyst II is responsible for handling credit and financial analysis related duties....
Remote WorkThe Credit Analyst is responsible for conducting credit investigations and analyzing credit information related to loans....
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Salary for Credit Analyst Jobs in California
Required or preferred licenses and certifications for Credit Analyst positions.
Highest Education Level
Credit Analysts in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Credit Analyst position
- Spreadsheets
- Presentation
- Statistical Analysis System
- Implementation
- Commercial Real Estate
- Management Reporting
- Fixed Income
- Derivatives
- Comprehensive Capital Analysis and Review
- Financial Statement Analysis
- Loan Origination
- Lending
- BSA
- Loan Review
- Commercial Banking
- Commercial Lending
- Private Banking
- OFAC
- Credit Underwriting
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- Financial Services
- Anti-Money Laundering
- Capital Markets
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Portfolio Management
- Financial Modeling
- Risk Analysis
- Due Diligence
- Financial Analysis
- Business Administration
- Real Estate
- Risk Management
- Finance
- Accounting
- Analytical Skills
- Decision Making
- Written Communication
- Verbal Communication
- Prioritizing
- Auditing
- Documentation
- Mentoring
- Collaboration
- Filing
- Reporting
- Regulations
- Microsoft PowerPoint
- Policy Development
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Research Skills
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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