Credit Analyst Jobs
A Credit Analyst in the banking industry evaluates and assesses the creditworthiness of potential customers, or organizations, to ascertain their ability to repay loans. They analyze financial data, including budget, income, and expenditure, and also evaluate credit histories. Credit Analysts use complex systems and software to assess and interpret financial data, so they can advise on the risk of offering credit. The role also involves preparing reports based on findings and presenting these to management.
Key skills a Credit Analyst should possess include strong analytical skills, good numerical skills, excellent communication skills, and the ability to make well-judged decisions. The Certified Credit Professional (CCP) certification is highly desirable for this role. Prior job roles that can lead to a career as a Credit Analyst include Junior Credit Analyst, Loan Officer, or Financial Analyst, where the individual can gain the necessary experience in financial analysis and credit risk assessment.
statistical modeling and its impact on policies, procedures, governing principles, and credit tools Knowledge of Generally Accepted Accounting Principles (GAAP) Knowledge of commercial and retail lending...
May specialize as either a funding specialist or a credit analyst....
origination process....
External Applicants: Please apply through Prosperity Bank's Career Center at. Applying through any other source may prevent Prosperity from receiving your application. Internal Applicants: If you...
You will be joining a team of Security Risk professionals who are responsible for working with various departments within the organization to identify inherent and residual risks within the...
Remote WorkConsumer Debt (Direct Credit): Underwrite consumer lending applications using credit bureau data, income verification, and internal models....
Analyst, Credit Analysis & Support Team - Dealer Finance Centre (Contract) - Hamilton, ON
- Hamilton, ON
- 7 hours ago
- Hamilton, ON
- 7 hours ago
Analyst, Credit Analysis & Support Team - Commercial Automotive Finance, Dealer Finance Centre 12-month Contract position located in Hamilton, Ontario The Analyst, Credit Analysis & Support Team is...
Job Summary: The Governance, Risk, & Compliance Analyst I will assist the team in the completion of audits, identification and reporting of all security issues, prioritizing threats, and...
Compensation: Bellingham & Smokey Point Credit Analyst II - $74,012 - $111,018 Credit Analyst III - 84,769 - $127,226 Seattle Credit Analyst II - $79,705 - $119,557 Credit Analyst III - $91,290 - $137,012...
Operational Risk Analyst Location Hicksville, NY 11801 Job Summary pay range: 64 - 102K Pay Range: Local Minimum Wage - $0.00 - $0.00 Job Responsibilities: JOB SUMMARY The Operational Risk Analyst...
TJX Companies At TJX Companies, every day brings new opportunities for growth, exploration, and achievement. Youll be part of our vibrant team that embraces diversity, fosters collaboration, and...
Senior Risk Analyst - Financial and Strategic Risk
- New York, NY
- 11 hours ago
- New York, NY
- 11 hours ago
Why join this team Support UNFCU's ERM Framework, focusing on strategic and reputational risks. Analyze and oversee risks such as credit, liquidity, interest rate risk, market risk, and capital...
Ideal Candidate: The ideal candidate for this role is someone who has at least three years of experience as a real estate Credit Analyst at a community bank or private lender....
Our client is seeking a detail-oriented and analytical Credit Risk Analyst....
Financial Services - Banking Syndicated Loan Analyst Location - Onsite - Charlotte, NC Hours: Business Description: Works with Front Office, Legal, internal and external clients Examines, analyzes...
Credit Analyst Online Courses and Training Opportunities
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Salary for Credit Analyst Jobs Nationwide
Required or preferred licenses and certifications for Credit Analyst positions.
Highest Education Level
Credit Analysts offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Credit Analyst position
- Spreadsheets
- Presentation
- Collaboration
- Implementation
- Commercial Real Estate
- Management Reporting
- Derivatives
- Comprehensive Capital Analysis and Review
- Financial Statement Analysis
- Lending
- Loan Documentation
- BSA
- Loan Review
- Commercial Banking
- Commercial Lending
- OFAC
- Credit Underwriting
- Treasury
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- Anti-Money Laundering
- Financial Services
- Capital Markets
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Portfolio Management
- Taxes
- Financial Modeling
- Risk Analysis
- Due Diligence
- Financial Analysis
- Real Estate
- Business Administration
- Risk Management
- Finance
- Analytical Skills
- Accounting
- Decision Making
- Prioritizing
- Written Communication
- Verbal Communication
- Auditing
- Documentation
- Mentoring
- Interpersonal Skills
- Reporting
- Filing
- Regulations
- Microsoft PowerPoint
- Policy Development
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Research Skills
- Staff Supervision
- Organization
- Scheduling
- Leadership
- Communication Skills
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