Loan Underwriter Jobs in Southlake, TX

A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.

Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.

1-11 of 11 Jobs

Lead Commercial Real Estate Underwriter

  • Dallas, TX (23 miles from Southlake, TX)
  • 4 days ago
  • Dallas, TX (23 miles from Southlake, TX)
  • 4 days ago

Underwriting experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education Desired Qualifications: 5+ years of agency lending...

Commercial Credit Underwriter

  • Dallas, TX (23 miles from Southlake, TX)
  • 4 days ago
  • Dallas, TX (23 miles from Southlake, TX)
  • 4 days ago

meetings Maintain a complete understanding of the Bank's lending objectives, its credit policies, and procedure, and the underwriting process, as well as various Bank lending products; this includes...

Manager - Loan Operations - Cash Reconciliation Specialist

  • Dallas, TX (23 miles from Southlake, TX)
  • 17 days ago
  • Dallas, TX (23 miles from Southlake, TX)
  • 17 days ago

As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial...

Commercial Loan Underwriter - Fort Worth

  • Fort Worth, TX (18 miles from Southlake, TX)
  • 18 days ago
  • Fort Worth, TX (18 miles from Southlake, TX)
  • 18 days ago

If so, this could be a great opportunity.Texas Business Lenders Group is seeking an experienced**Commercial Loan Underwriter**.Based in Fort Worth, we are a Credit Union Service Organization that serves...

Credit Underwriter II

  • Dallas, TX (23 miles from Southlake, TX)
  • 23 days ago
  • Dallas, TX (23 miles from Southlake, TX)
  • 23 days ago

Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending....

Loan Review Analyst - Irving, TX

  • Irving, TX (15 miles from Southlake, TX)
  • 26 days ago
  • Irving, TX (15 miles from Southlake, TX)
  • 26 days ago

Job Responsibilities: Conduct pre-purchase review of Conventional, FHA, and VA loan files for a correspondent lender Ensure file contains all required documentation and meets acceptable Underwriting...

Commercial Credit Underwriter I-II

  • Dallas, TX (23 miles from Southlake, TX)
  • 30+ days ago
  • Dallas, TX (23 miles from Southlake, TX)
  • 30+ days ago

Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...

Manager, Loan Closing

  • Dallas, TX (23 miles from Southlake, TX)
  • 30+ days ago
  • Dallas, TX (23 miles from Southlake, TX)
  • 30+ days ago

As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial...

Energy Credit Underwriter

  • Dallas, TX (23 miles from Southlake, TX)
  • 30+ days ago
  • Dallas, TX (23 miles from Southlake, TX)
  • 30+ days ago

Analyze and assess financial statements and credit history of existing and potential clients to ensure loans are appropriately structured and meet credit requirements for lending quality and compliance...

Senior Underwriter/AVP, Retail Energy

  • Dallas, TX (23 miles from Southlake, TX)
  • 60+ days ago
  • Dallas, TX (23 miles from Southlake, TX)
  • 60+ days ago

Senior Underwriter/AVP, Retail Energy page is loaded Senior Underwriter/AVP, Retail Energy locations Dallas, TX United States of America Houston, TX United States of America time type Full time...

Manager - Loan Operations - Reconciliation Specialist

  • Dallas, TX (23 miles from Southlake, TX)
  • 90+ days ago
  • Dallas, TX (23 miles from Southlake, TX)
  • 90+ days ago

As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial...

Demographic Data for Southlake, TX

Moving to Southlake, TX? Find some basic demographic data about Southlake, TX below.


Local
National
31,924
2,166
Medium

Loan Underwriter Online Courses and Training Opportunities

iHireBanking curates thousands of courses in order to recommend the best ones to help further your career. If you register for a course using the links on our site, we may receive a small commission.
Qard Basics: Benevolent Loans in Islamic Finance
When someone provides a qard, the borrower is obligated to repay only the principal amount borrowed. As a benevolent loan, qard stands as a testament to the prohibition of usury (riba) in Islam,...
Financial Math for Actuaries: From Loans to Bonds to Immunization
Start your actuarial career! Study the time value of money by learning about loans, bond valuation, duration, convexity, spot rates, forward rates and the term structure of interest rates. This...
Get hired as a mortgage underwriter
Are you ready to kickstart a rewarding career in the mortgage industry? This course is your ultimate guide to becoming a mortgage underwriter-one of the most critical roles in the home lending...

Salary for Loan Underwriter Jobs in Southlake, TX

Estimated salary range based on data from US Bureau of Labor Statistics (BLS) and iHireBanking research efforts.

Highest Education Level

Loan Underwriters in Southlake, TX offer the following education background
Bachelor's Degree
44.6%
Master's Degree
16.7%
High School or GED
14.6%
Associate's Degree
11.2%
Vocational Degree or Certification
8.9%
Some College
2.5%
Doctorate Degree
1.2%
Some High School
0.4%

Average Work Experience
Here's a breakdown of the number of years' experience offered by Loan Underwriters in Southlake, TX
4-6 years
40.5%
2-4 years
30.9%
Less than 1 year
14.0%
10+ years
6.3%
1-2 years
6.1%
6-8 years
2.2%



Loan Underwriter Related Career Advice Articles

banker looking at charts on laptop
How to Decide Between Investment Banking and Commercial Banking

Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.

Read article »
personal banker going over paperwork with her clients
Career Spotlight: Personal Banker

What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.

Read article »