Loan Underwriter Jobs
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Mortgage Loan Underwriter - (ABQ, El Paso, Las Cruces)
- Las Cruces, NM
- 2 hours ago
- Las Cruces, NM
- 2 hours ago
Preference will be given to candidates with mortgage lending underwriting experience. Location: Las Cruces, NM Must be able to pass a credit, background and reference check....
CoreVest is the leading private lender to residential real estate investors nationwide....
Ensure lending practices conform with established Primis policy and credit standards. Maintains knowledge of the bank's products and pricing. Regular, reliable, and predictable attendance....
Leads special projects as needed to facilitate CMS lending activities and service capabilities and may act in a leadership role to less experienced underwriters in the work group....
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Insight Global's client is seeking an experienced Mortgage Underwriting Specialist with a strong background in assessing and approving a variety of mortgage products....
from the Regional Executive Administrator Responsible for completing and delivering the monthly scorecard, and annual review/performance review Enforce adherence to all state and federal regulations, mortgage...
What we are looking for: We are seeking an ONSITE Consumer Loan Underwriter to assist First Atlantic Federal Credit Union to live out our Mission and Vision by working directly with the Lending Manager...
Must possess sound area of underwriting in areas of commercial lending such as commercial real estate, commercial and industrial lending and SBA lending....
JOB REQUIREMENTS: Position Summary The Consumer Lending Sales Specialist(CLSS) position is a performance based, hands-on, customer-focused rolethat is responsible for delivering results related to individual...
Position Summary As a Junior Retail Loan Underwriter,you will perform various credit functions related to the analysis andevaluation of retail loan products....
Position Summary As a Retail Loan Underwriter, you willperform various credit functions related to the analysis and evaluationof retail loan products....
Additional Skills & Qualifications + 3+ years of mortgage underwriting experience required + Solid knowledge of mortgage underwriting and of basic automated underwriting systems + Proficiency with basic...
Remote WorkProficient in Excel, Word lending and risk analyst applications. Strong verbal and written communication skills....
Highly skilled in credit decisioning and have a solid understanding of consumer credit, and applicable federal and state regulations relative to consumer lending....
**About** **You:** + Bachelor's degree in business, Finance, Accounting, or equivalent work experience (Required) + 7-10 years of commercial underwriting/credit analysis experience or relevant lending...
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs Nationwide
Highest Education Level
Loan Underwriters offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Commercial Banking
- FHLMC
- Fannie Mae
- Commercial Lending
- Freddie Mac
- Credit Underwriting
- Loan Processing
- OFAC
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Anti-Money Laundering
- Cash Flow Analysis
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Modeling
- Financial Analysis
- Resolution
- Real Estate
- Problem Resolution
- Customer Satisfaction
- Finance
- Closing
- Process Improvement
- Quality Control
- Accounting
- Decision Making
- Written Communication
- Documentation
- Mentoring
- Filing
- Regulations
- Reporting
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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