Loan Underwriter Jobs in Texas
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Housing Administration (FHA) underwriting Preferred Qualifications 7+ years of commercial real estate experience 7+ years of experience underwriting FHA-insured loans with some experience managing...
UHCU is looking for a skilled Consumer Loan Underwriter who is passionate about creating an exceptional lending experience to our members by providing appropriate decisions on all consumer loan requests...
We're looking for a Fulfillment Underwriter to join our growing Underwriting team....
Work Locations: - Atlanta, GA - Charlotte, NC - Plano, TX - Phoenix, AZ We need more recent full underwriting experience....
Thorough understanding and strong working knowledge of credit, underwriting, credit policy and financial statement analysis and property evaluation....
SUPERVISOR MORTGAGE LOAN UNDERWRITER* WHAT IS THE OPPORTUNITY?...
Manager - Loan Operations - Cash Reconciliation Specialist
- Dallas, TX
- 8 days ago
- Dallas, TX
- 8 days ago
As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial...
If so, this could be a great opportunity.Texas Business Lenders Group is seeking an experienced**Commercial Loan Underwriter**.Based in Fort Worth, we are a Credit Union Service Organization that serves...
Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending....
Job Responsibilities: Conduct pre-purchase review of Conventional, FHA, and VA loan files for a correspondent lender Ensure file contains all required documentation and meets acceptable Underwriting...
Monitor changes in federal and state mortgage lending laws and regulations, adjusting underwriting practices accordingly to maintain compliance....
NAM Corporate Credit Underwriter (In-Business Risk), Energy (SVP/C14) Houston , TX
- Houston, TX
- 20 days ago
- Houston, TX
- 20 days ago
Support the ICM Underwriting Global Head of ICM Corporate Developed Markets Credit Underwriting and NAM Corporate Underwriting Cluster Heads on strategic initiatives/projects....
Job Description: The UW is responsible for underwriting and structuring of credit transactions....
As a leading financial services and healthcare technology company based on revenue, SS&C is headquartered in Windsor, Connecticut, and has 27,000+ employees in 35 countries. Some 20,000 financial...
Overview The Energy Credit Underwriter delivers detailed quantitative and qualitative credit analysis and underwriting for energy loan requests....
Demographic Data for Texas
Moving to Texas? Find some basic demographic data about Texas below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Texas
Highest Education Level
Loan Underwriters in Texas offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Reimbursement
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Know Your Customer
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Tila Respa Integrated Disclosures
- Loan Processing
- Credit Underwriting
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Loan Servicing
- Financial Services
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Modeling
- Financial Analysis
- Resolution
- Real Estate
- Finance
- Closing
- Accounting
- Decision Making
- Written Communication
- Verbal Communication
- Auditing
- Documentation
- Bachelor's Degree
- Reporting
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Research Skills
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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