Loan Underwriter Jobs in Texas
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
. + Ability to communicate with loan servicing personnel, prior servicers, underwriters, third parties, lenders, borrowers and various CBRE Capital Markets personnel. + Ability to calculate interest...
and other bank policies **Qualifications:** + Bachelor's Degree in (or emphasis in) business, marketing or finance preferred + 5+ years of experience in commercial lending or related banking + Proficiency...
Additional Skills & Qualifications + 3+ years of mortgage underwriting experience required + Solid knowledge of mortgage underwriting and of basic automated underwriting systems + Proficiency with basic...
Remote WorkAdditional Skills & Qualifications 3+ years of mortgage underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated...
Remote WorkEmployee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance....
Housing Administration Underwriter,Department of Housing and Urban Development Underwriter Additional Skills & Qualifications 3+ years of Non-QM mortgage underwriting experience required Solid knowledge...
Knowledge of the rules and regulations that govern mortgage lending....
This role is responsible for managing all investor and agency audit responses, overseeing documentation flow across underwriting and operations, handling lender self-reporting requirements, and coordinating...
Loans outside of guidelines or approval parameters are escalated to the Consumer Lending Manager, or VP of Consumer Lending with a recommendation as to the loan decision for each loan....
Easy Street Capital is a private real estate lender headquartered in Austin, Texas serving real estate investors around the country....
Actively seeking an experienced SBA Loan Underwriter to: Underwrite SBA loans in accordance with the Bank’s policies and procedures....
Develops credit information to make lending decisions on new, renewal and extension loans....
Commercial Credit Underwriter (Full Time) - Sterling Plaza 2025-05-18T10:59:24.245ZFull Time Credit Underwriting Dallas, TX, US Today Requisition ID: 9073 External Applicants: Please through Prosperity...
Knowledge of lending regulations, guidelines, and industry standards....
Ensure appropriate credit underwriting, reliable risk assessment, and credit loss minimization consistent with credit policy and regulatory requirements....
Demographic Data for Texas
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Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Texas
Highest Education Level
Loan Underwriters in Texas offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Military Background
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Credit Underwriting
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Cash Flow Analysis
- Underwriting
- Internal Control
- Financial Statements
- Fraud Investigation
- Taxes
- Portfolio Management
- Appraisal
- Financial Analysis
- Resolution
- Real Estate
- Relationship Management
- Finance
- Process Improvement
- Analytical Skills
- Accounting
- Quality Control
- Negotiation
- Auditing
- Mentoring
- Documentation
- Filing
- Regulations
- Reporting
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Microsoft Word
- Time Management
- Staff Supervision
- Organization
- Communication Skills
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