Loan Underwriter Jobs in Grapevine, TX
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Credit Manager/Sr Credit Underwriter Global Wealth & Investment Management Custom Lending
- Dallas, TX (18 miles from Grapevine, TX)
- 8 days ago
- Dallas, TX (18 miles from Grapevine, TX)
- 8 days ago
growth in a responsible and profitable manner, and managing a portfolio of existing lending relationships....
NAM Corporate Credit Underwriter/ Manager (In-Business Risk), Energy (SVP/C14) Irving , TX
- Irving, TX (10 miles from Grapevine, TX)
- 9 days ago
- Irving, TX (10 miles from Grapevine, TX)
- 9 days ago
Specific experience within Energy is preferred, including Reserve Based Lending structures, Commodity derivatives and Leveraged Financings....
Mortgage Loan Underwriter Senior
- Dallas, TX (18 miles from Grapevine, TX)
- 10 days ago
- Dallas, TX (18 miles from Grapevine, TX)
- 10 days ago
MORTGAGE LOAN UNDERWRITER SENIOR WHAT IS THE OPPORTUNITY?...
Mortgage Underwriter (Hybrid-Dallas)
- North Richland Hills, TX (14 miles from Grapevine, TX)
- 12 days ago
- North Richland Hills, TX (14 miles from Grapevine, TX)
- 12 days ago
Job Details: Schedule: Monday- Friday, 8am-4:30pm Work Environment: Hybrid/Commuting on-site 2 days a week Qualifications and Requirements: 1-3 years of Mortgage Underwriting required Associates or...
- Dallas, TX (18 miles from Grapevine, TX)
- 13 days ago
- Dallas, TX (18 miles from Grapevine, TX)
- 13 days ago
of recent MORTGAGE UNDERWRITING experience is REQUIRED + Associates or Bachelors degree preferred; High School Diploma required + Proficient in Microsoft Office Suite + Proficient in computer literacy...
FrontLine Mortgage Underwriter
- Dallas, TX (18 miles from Grapevine, TX)
- 16 days ago
- Dallas, TX (18 miles from Grapevine, TX)
- 16 days ago
Additional Skills & Qualifications 3+ years of mortgage underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated...
Commercial Credit Underwriter I-II
- Dallas, TX (18 miles from Grapevine, TX)
- 24 days ago
- Dallas, TX (18 miles from Grapevine, TX)
- 24 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
- Plano, TX (21 miles from Grapevine, TX)
- 27 days ago
- Plano, TX (21 miles from Grapevine, TX)
- 27 days ago
underwriting experience demonstrated qualifying experience in a mortgage or financial institution; working knowledge of laws, regulations, policies and procedures governing Banking and pertaining to...
AML & Sanctions Risk Assessment Officer
- Frisco, TX (21 miles from Grapevine, TX)
- 30+ days ago
- Frisco, TX (21 miles from Grapevine, TX)
- 30+ days ago
Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance....
VP, Senior Underwriter - Transportation Finance
- Irving, TX (10 miles from Grapevine, TX)
- 45+ days ago
- Irving, TX (10 miles from Grapevine, TX)
- 45+ days ago
Develops credit information to make lending decisions on new, renewal and extension loans....
Commercial Credit Underwriter (Full Time)
- Dallas, TX (18 miles from Grapevine, TX)
- 45+ days ago
- Dallas, TX (18 miles from Grapevine, TX)
- 45+ days ago
Prepare credit memorandums that summarize lending opportunities, the associated risks, and the proposed loan structure. Describes how loan structures mitigate identified risks....
Underwriter - Commercial Real Estate
- Dallas, TX (18 miles from Grapevine, TX)
- 45+ days ago
- Dallas, TX (18 miles from Grapevine, TX)
- 45+ days ago
Interact with credit approval officers, and lenders and participate in loan presentations to provide additional information and/or support conclusions reached in analysis....
Loan Review Analyst - Irving, TX
- Irving, TX (10 miles from Grapevine, TX)
- 90+ days ago
- Irving, TX (10 miles from Grapevine, TX)
- 90+ days ago
Job Responsibilities: Conduct pre-purchase review of Conventional, FHA, and VA loan files for a correspondent lender Ensure file contains all required documentation and meets acceptable Underwriting...
Demographic Data for Grapevine, TX
Moving to Grapevine, TX? Find some basic demographic data about Grapevine, TX below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Grapevine, TX
Highest Education Level
Loan Underwriters in Grapevine, TX offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Presentation
- Military Background
- Marketing & Sales
- Property and Casualty Insurance
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Commercial Lending
- FHLMC
- Automated Clearing House
- Loan Processing
- Freddie Mac
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Financial Services
- Treasury Management
- Cash Flow Analysis
- Balance Sheets
- Underwriting
- Financial Statements
- Portfolio Management
- Appraisal
- Risk Analysis
- Financial Analysis
- Real Estate
- Risk Management
- Strategy Development
- Finance
- Decision Making
- Accounting
- Written Communication
- Negotiation
- Mentoring
- Collaboration
- Documentation
- Reporting
- Coaching
- Bachelor's Degree
- Regulations
- Policy Development
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Sales
- Time Management
- Organization
- Customer Service
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Underwriter Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »