Loan Underwriter Jobs in Garland, TX
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
DE Mortgage Underwriter (100% Remote)
- Plano, TX (10 miles from Garland, TX)
- 10 hours ago
- Plano, TX (10 miles from Garland, TX)
- 10 hours ago
Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines....
Remote WorkNAM Corporate Credit Underwriter/ Manager (In-Business Risk), Energy - Senior Vice President
- Irving, TX (20 miles from Garland, TX)
- 1 day ago
- Irving, TX (20 miles from Garland, TX)
- 1 day ago
Specific experience within Energy is preferred, including Reserve Based Lending structures, Commodity derivatives and Leveraged Financings....
- Dallas, TX (14 miles from Garland, TX)
- 6 days ago
- Dallas, TX (14 miles from Garland, TX)
- 6 days ago
Accurately answer questions from and educate loan officers, loan processors, and other appropriate personnel about underwriting rules and how they apply to individual loan applications....
Remote Work- Plano, TX (10 miles from Garland, TX)
- 8 days ago
- Plano, TX (10 miles from Garland, TX)
- 8 days ago
Announcements, Lender Letters, Publications, etc.)...
Remote Work- Dallas, TX (14 miles from Garland, TX)
- 8 days ago
- Dallas, TX (14 miles from Garland, TX)
- 8 days ago
You will have the opportunity to shape the quality of the company's lending portfolio through your daily actions and implementation of new ideas....
MUST HAVE 10 Years Plus Of Frontline Remote Mortgage Underwriter - Remote Opportunity
- Dallas, TX (14 miles from Garland, TX)
- 10 days ago
- Dallas, TX (14 miles from Garland, TX)
- 10 days ago
Description + Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients....
Remote WorkFrontline Remote Mortgage Underwriter
- Dallas, TX (14 miles from Garland, TX)
- 14 days ago
- Dallas, TX (14 miles from Garland, TX)
- 14 days ago
Seeking experienced Mortgage Underwriters to join our team and support loan processing for broker clients....
Remote WorkSr Manager Loan Transfers (On-site)
- Coppell, TX (21 miles from Garland, TX)
- 19 days ago
- Coppell, TX (21 miles from Garland, TX)
- 19 days ago
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering...
Asset Based Lending Senior Underwriter
- Dallas, TX (14 miles from Garland, TX)
- 26 days ago
- Dallas, TX (14 miles from Garland, TX)
- 26 days ago
This position will support the Asset Based Lending business within the bank....
- Plano, TX (10 miles from Garland, TX)
- 27 days ago
- Plano, TX (10 miles from Garland, TX)
- 27 days ago
Prepare credit memorandums that summarize lending opportunities, the associated risks, and the proposed loan structure. Describes how loan structures mitigate identified risks....
Lead Product Manager - Loan Originations
- Irving, TX (20 miles from Garland, TX)
- 28 days ago
- Irving, TX (20 miles from Garland, TX)
- 28 days ago
OneMain is the largest non-bank lender in the United States,proudly serving millions of customers with safe, affordable, and transparent installment loans....
Commercial Credit Underwriter - Preston Legacy Circle, Plano
- Plano, TX (10 miles from Garland, TX)
- 29 days ago
- Plano, TX (10 miles from Garland, TX)
- 29 days ago
Prepare credit memorandums that summarize lending opportunities, the associated risks, and the proposed loan structure. Describes how loan structures mitigate identified risks....
- Plano, TX (10 miles from Garland, TX)
- 30+ days ago
- Plano, TX (10 miles from Garland, TX)
- 30+ days ago
guidelines, unique product types (bond, jumbo, portfolio) and the residential mortgage loan process....
NAM Corporate Credit Underwriter/ Manager (In-Business Risk), Energy (SVP/C14) Irving , TX
- Irving, TX (20 miles from Garland, TX)
- 45+ days ago
- Irving, TX (20 miles from Garland, TX)
- 45+ days ago
Specific experience within Energy is preferred, including Reserve Based Lending structures, Commodity derivatives and Leveraged Financings....
Underwriter - Commercial Real Estate
- Dallas, TX (14 miles from Garland, TX)
- 90+ days ago
- Dallas, TX (14 miles from Garland, TX)
- 90+ days ago
Interact with credit approval officers, and lenders and participate in loan presentations to provide additional information and/or support conclusions reached in analysis....
Demographic Data for Garland, TX
Moving to Garland, TX? Find some basic demographic data about Garland, TX below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Garland, TX
Required or preferred licenses and certifications for Loan Underwriter positions.
Highest Education Level
Loan Underwriters in Garland, TX offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Driving
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- Tila Respa Integrated Disclosures
- Conventional Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- FHLMC
- Loan Processing
- Freddie Mac
- Private Banking
- Fannie Mae
- Cross Selling
- Encompass
- OFAC
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Valuation
- Underwriting
- Financial Statements
- Portfolio Management
- Taxes
- Appraisal
- Due Diligence
- Financial Analysis
- File Management
- Real Estate
- Closing
- Finance
- Decision Making
- Accounting
- Negotiation
- Written Communication
- Documentation
- Coaching
- Verbal Communication
- Mentoring
- Collaboration
- Filing
- Policy Development
- Bachelor's Degree
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Time Management
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Underwriter Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »