Loan Underwriter Jobs in Dallas, TX
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
- Addison, TX (12 miles from Dallas, TX)
- 14 hours ago
- Addison, TX (12 miles from Dallas, TX)
- 14 hours ago
You will thoroughly document the overall credit decision in both the loan file and in the loan origination system; including the credit, income, asset and valuation analysis....
You will thoroughly document the overall credit decision in both the loan file and in the loan origination system; including the credit, income, asset and valuation analysis....
You will thoroughly document the overall credit decision in both the loan file and in the loan origination system; including the credit, income, asset and valuation analysis....
- Plano, TX (18 miles from Dallas, TX)
- 2 days ago
- Plano, TX (18 miles from Dallas, TX)
- 2 days ago
of residential Mortgage underwriting experience demonstrated qualifying experience in a mortgage or financial institution; working knowledge of laws, regulations, policies and procedures governing...
Zurich is currently looking to hire an experienced E&S Primary Casualty Underwriter (Senior or AVP) to join the new E&S Primary Casualty team in our Dallas or Houston office! While this position...
Must possess specific area of underwriting expertise in at least one area of lending, such as commercial real estate, commercial and industrial lending or SBA lending....
Corporate Credit Underwriter/ Manager (In-Business Risk), Energy - Senior Vice President
- Irving, TX (8 miles from Dallas, TX)
- 7 days ago
- Irving, TX (8 miles from Dallas, TX)
- 7 days ago
Specific experience within Energy is preferred, including Reserve Based Lending structures, Commodity derivatives and Leveraged Financings....
DE Mortgage Underwriter (100% Remote)
- Plano, TX (18 miles from Dallas, TX)
- 8 days ago
- Plano, TX (18 miles from Dallas, TX)
- 8 days ago
Loan Underwriting: Review and assess files submitted by broker clients, ensuring compliance with FHA, VA, and conventional lending guidelines....
Remote WorkNAM Corporate Credit Underwriter/ Manager (In-Business Risk), Energy - Senior Vice President
- Irving, TX (8 miles from Dallas, TX)
- 9 days ago
- Irving, TX (8 miles from Dallas, TX)
- 9 days ago
Specific experience within Energy is preferred, including Reserve Based Lending structures, Commodity derivatives and Leveraged Financings....
Accurately answer questions from and educate loan officers, loan processors, and other appropriate personnel about underwriting rules and how they apply to individual loan applications....
Remote WorkYou will have the opportunity to shape the quality of the company's lending portfolio through your daily actions and implementation of new ideas....
Sr Manager Loan Transfers (On-site)
- Coppell, TX (15 miles from Dallas, TX)
- 27 days ago
- Coppell, TX (15 miles from Dallas, TX)
- 27 days ago
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering...
This position will support the Asset Based Lending business within the bank....
- Plano, TX (18 miles from Dallas, TX)
- 30+ days ago
- Plano, TX (18 miles from Dallas, TX)
- 30+ days ago
Prepare credit memorandums that summarize lending opportunities, the associated risks, and the proposed loan structure. Describes how loan structures mitigate identified risks....
Lead Product Manager - Loan Originations
- Irving, TX (8 miles from Dallas, TX)
- 30+ days ago
- Irving, TX (8 miles from Dallas, TX)
- 30+ days ago
OneMain is the largest non-bank lender in the United States,proudly serving millions of customers with safe, affordable, and transparent installment loans....
Demographic Data for Dallas, TX
Moving to Dallas, TX? Find some basic demographic data about Dallas, TX below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Dallas, TX
Required or preferred licenses and certifications for Loan Underwriter positions.
Highest Education Level
Loan Underwriters in Dallas, TX offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Presentation
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- Tila Respa Integrated Disclosures
- Conventional Loans
- Commercial Lending
- BSA
- Loan Processing
- Federal National Morgage Association
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- Cross Selling
- OFAC
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Cash Flow Analysis
- USDA
- Underwriting
- Anti-Money Laundering
- Financial Statements
- Portfolio Management
- Financial Modeling
- Appraisal
- Due Diligence
- Financial Analysis
- Real Estate
- Risk Management
- Closing
- Finance
- Analytical Skills
- High School Diploma
- Negotiation
- Accounting
- Written Communication
- Documentation
- Coaching
- Mentoring
- Collaboration
- Filing
- Policy Development
- Bachelor's Degree
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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