Loan Underwriter Jobs in Cedar Hill, TX
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Mortgage Underwriter (Hybrid-Dallas)
- North Richland Hills, TX (22 miles from Cedar Hill, TX)
- 1 day ago
- North Richland Hills, TX (22 miles from Cedar Hill, TX)
- 1 day ago
Job Details: Schedule: Monday- Friday, 8am-4:30pm Work Environment: Hybrid/Commuting on-site 2 days a week Qualifications and Requirements: 1-3 years of Mortgage Underwriting required Associates or...
- Dallas, TX (16 miles from Cedar Hill, TX)
- 2 days ago
- Dallas, TX (16 miles from Cedar Hill, TX)
- 2 days ago
UNDERWRITING experience is REQUIRED + Associates or Bachelors degree preferred; High School Diploma required + Proficient in Microsoft Office Suite + Proficient in computer literacy + Proficient and...
Commercial Loan Underwriter - Fort Worth (position currently filled)
- Fort Worth, TX (22 miles from Cedar Hill, TX)
- 3 days ago
- Fort Worth, TX (22 miles from Cedar Hill, TX)
- 3 days ago
Do you have commercial lending experience? If so, this could be a great opportunity. Texas Business Lenders Group is seeking an experienced Commercial Loan Underwriter....
- Irving, TX (15 miles from Cedar Hill, TX)
- 3 days ago
- Irving, TX (15 miles from Cedar Hill, TX)
- 3 days ago
meetings Maintain a complete understanding of the Bank's lending objectives, its credit policies, and procedure, and the underwriting process, as well as various Bank lending products; this includes...
FrontLine Mortgage Underwriter
- Dallas, TX (16 miles from Cedar Hill, TX)
- 5 days ago
- Dallas, TX (16 miles from Cedar Hill, TX)
- 5 days ago
Additional Skills & Qualifications 3+ years of mortgage underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated...
Senior Lead Commercial Real Estate Underwriter
- Dallas, TX (16 miles from Cedar Hill, TX)
- 6 days ago
- Dallas, TX (16 miles from Cedar Hill, TX)
- 6 days ago
Knowledge of lending regulations, guidelines, and industry standards....
Commercial Credit Underwriter I-II
- Dallas, TX (16 miles from Cedar Hill, TX)
- 13 days ago
- Dallas, TX (16 miles from Cedar Hill, TX)
- 13 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
- Dallas, TX (16 miles from Cedar Hill, TX)
- 30+ days ago
- Dallas, TX (16 miles from Cedar Hill, TX)
- 30+ days ago
Actively seeking an experienced SBA Loan Underwriter to: Underwrite SBA loans in accordance with the Bank’s policies and procedures....
VP, Senior Underwriter - Transportation Finance
- Irving, TX (15 miles from Cedar Hill, TX)
- 30+ days ago
- Irving, TX (15 miles from Cedar Hill, TX)
- 30+ days ago
Develops credit information to make lending decisions on new, renewal and extension loans....
Commercial Credit Underwriter (Full Time)
- Dallas, TX (16 miles from Cedar Hill, TX)
- 30+ days ago
- Dallas, TX (16 miles from Cedar Hill, TX)
- 30+ days ago
Prepare credit memorandums that summarize lending opportunities, the associated risks, and the proposed loan structure. Describes how loan structures mitigate identified risks....
Underwriter - Commercial Real Estate
- Dallas, TX (16 miles from Cedar Hill, TX)
- 45+ days ago
- Dallas, TX (16 miles from Cedar Hill, TX)
- 45+ days ago
Interact with credit approval officers, and lenders and participate in loan presentations to provide additional information and/or support conclusions reached in analysis....
Loan Review Analyst - Irving, TX
- Irving, TX (15 miles from Cedar Hill, TX)
- 60+ days ago
- Irving, TX (15 miles from Cedar Hill, TX)
- 60+ days ago
processing, analysis, or post-closing Previous correspondent lending experience is a plus Previous experience with Encompass, Black Knight, or other systems strongly preferred Must be self-motivated...
Demographic Data for Cedar Hill, TX
Moving to Cedar Hill, TX? Find some basic demographic data about Cedar Hill, TX below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Cedar Hill, TX
Highest Education Level
Loan Underwriters in Cedar Hill, TX offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Presentation
- Reimbursement
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Credit Underwriting
- FHLMC
- Fannie Mae
- Loan Processing
- Freddie Mac
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Financial Services
- USDA
- Cash Flow Analysis
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Taxes
- Portfolio Management
- Financial Modeling
- Appraisal
- Financial Analysis
- Resolution
- Real Estate
- Risk Management
- Finance
- Closing
- Accounting
- Quality Control
- Written Communication
- Negotiation
- Verbal Communication
- Mentoring
- Collaboration
- Documentation
- Bachelor's Degree
- Filing
- Reporting
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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