Loan Underwriter Jobs in Carrollton, TX
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Credit Manager/Sr Credit Underwriter Global Wealth & Investment Management Custom Lending
- Dallas, TX (12 miles from Carrollton, TX)
- 11 days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 11 days ago
growth in a responsible and profitable manner, and managing a portfolio of existing lending relationships....
NAM Corporate Credit Underwriter/ Manager (In-Business Risk), Energy (SVP/C14) Irving , TX
- Irving, TX (10 miles from Carrollton, TX)
- 12 days ago
- Irving, TX (10 miles from Carrollton, TX)
- 12 days ago
Specific experience within Energy is preferred, including Reserve Based Lending structures, Commodity derivatives and Leveraged Financings....
- North Richland Hills, TX (23 miles from Carrollton, TX)
- 18 days ago
- North Richland Hills, TX (23 miles from Carrollton, TX)
- 18 days ago
-Work closely and collaboratively with loan originator and processor to ensure all appropriate data is obtained -Perform other duties as assigned Qualifications and Requirements: MINIMUM OF 1-3+ years...
Commercial Credit Underwriter I-II
- Dallas, TX (12 miles from Carrollton, TX)
- 27 days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 27 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
- Plano, TX (11 miles from Carrollton, TX)
- 30+ days ago
- Plano, TX (11 miles from Carrollton, TX)
- 30+ days ago
underwriting experience demonstrated qualifying experience in a mortgage or financial institution; working knowledge of laws, regulations, policies and procedures governing Banking and pertaining to...
AML & Sanctions Risk Assessment Officer
- Frisco, TX (16 miles from Carrollton, TX)
- 30+ days ago
- Frisco, TX (16 miles from Carrollton, TX)
- 30+ days ago
Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance....
VP, Senior Underwriter - Transportation Finance
- Irving, TX (10 miles from Carrollton, TX)
- 45+ days ago
- Irving, TX (10 miles from Carrollton, TX)
- 45+ days ago
Develops credit information to make lending decisions on new, renewal and extension loans....
Commercial Credit Underwriter (Full Time)
- Dallas, TX (12 miles from Carrollton, TX)
- 45+ days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 45+ days ago
Prepare credit memorandums that summarize lending opportunities, the associated risks, and the proposed loan structure. Describes how loan structures mitigate identified risks....
Underwriter - Commercial Real Estate
- Dallas, TX (12 miles from Carrollton, TX)
- 45+ days ago
- Dallas, TX (12 miles from Carrollton, TX)
- 45+ days ago
Interact with credit approval officers, and lenders and participate in loan presentations to provide additional information and/or support conclusions reached in analysis....
Loan Review Analyst - Irving, TX
- Irving, TX (10 miles from Carrollton, TX)
- 90+ days ago
- Irving, TX (10 miles from Carrollton, TX)
- 90+ days ago
Job Responsibilities: Conduct pre-purchase review of Conventional, FHA, and VA loan files for a correspondent lender Ensure file contains all required documentation and meets acceptable Underwriting...
Demographic Data for Carrollton, TX
Moving to Carrollton, TX? Find some basic demographic data about Carrollton, TX below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Carrollton, TX
Highest Education Level
Loan Underwriters in Carrollton, TX offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Critical Thinking
- Marketing & Sales
- Property and Casualty Insurance
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Federal National Morgage Association
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Commercial Lending
- Fannie Mae
- FHLMC
- Automated Clearing House
- Freddie Mac
- Loan Processing
- Cross Selling
- Encompass
- Mortgage Processing
- OFAC
- Mortgage Underwriting
- Credit Analysis
- Financial Services
- Cash Flow Analysis
- Balance Sheets
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Due Diligence
- Financial Analysis
- Real Estate
- Risk Management
- Closing
- Finance
- Decision Making
- Accounting
- Quality Control
- Written Communication
- Negotiation
- Mentoring
- Collaboration
- Documentation
- Reporting
- Coaching
- Policy Development
- Bachelor's Degree
- Regulations
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Sales
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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