Loan Underwriter Jobs in Harrisburg, NC
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Construction Underwriter Senior - Home Lending
- Charlotte, NC (12 miles from Harrisburg, NC)
- 3 days ago
- Charlotte, NC (12 miles from Harrisburg, NC)
- 3 days ago
Basic Qualifications: High school diploma or equivalent Three or more years of mortgage underwriting experience in the 1st mortgage arena (includes FHMA and FHLMC) Must have recent underwriting experience...
Remote Work- Charlotte, NC (12 miles from Harrisburg, NC)
- 4 days ago
- Charlotte, NC (12 miles from Harrisburg, NC)
- 4 days ago
Ability to demonstrate proficient analytical skills with high attention to detail and accuracy while balancing multiple priorities Good working knowledge of Banking Regulations not limited to Fair Lending...
Regional Credit Approval Officer
- Charlotte, NC (12 miles from Harrisburg, NC)
- 9 days ago
- Charlotte, NC (12 miles from Harrisburg, NC)
- 9 days ago
Job Description As a Regional Credit Approval Officer, you will be responsible for assessing and managing the credit risk of commercial real estate lending transactions, working closely and collaboratively...
- Charlotte, NC (12 miles from Harrisburg, NC)
- 10 days ago
- Charlotte, NC (12 miles from Harrisburg, NC)
- 10 days ago
This role is responsible for managing all investor and agency audit responses, overseeing documentation flow across underwriting and operations, handling lender self-reporting requirements, and coordinating...
- Mooresville, NC (20 miles from Harrisburg, NC)
- 12 days ago
- Mooresville, NC (20 miles from Harrisburg, NC)
- 12 days ago
/ Credit risk / underwriting experience Experience in Microsoft Office suite of programs Preferred Qualifications Lien based lending experience CBA/BCF/CCE NACM Certification About Lowes Lowes Companies...
Commercial Credit Underwriter/Analyst
- Albemarle, NC (24 miles from Harrisburg, NC)
- 13 days ago
- Albemarle, NC (24 miles from Harrisburg, NC)
- 13 days ago
Additional experience in commercial credit underwriting, analysis or commercial lending experience, is required....
- Charlotte, NC (12 miles from Harrisburg, NC)
- 17 days ago
- Charlotte, NC (12 miles from Harrisburg, NC)
- 17 days ago
Assist RM/IDs with deal pre-clearance within the Community Development Lending and Investment Group....
Credit Manager / Senior Credit Underwriter, Global Wealth & Investment Management Custom Lending
- Charlotte, NC (12 miles from Harrisburg, NC)
- 19 days ago
- Charlotte, NC (12 miles from Harrisburg, NC)
- 19 days ago
growth in a responsible and profitable manner, and managing a portfolio of existing lending relationships....
- Charlotte, NC (12 miles from Harrisburg, NC)
- 25 days ago
- Charlotte, NC (12 miles from Harrisburg, NC)
- 25 days ago
Develop credit analyses for use by lenders in making lending decisions on new credit approvals and renewals....
- Charlotte, NC (12 miles from Harrisburg, NC)
- 45+ days ago
- Charlotte, NC (12 miles from Harrisburg, NC)
- 45+ days ago
SUMMARY: The Position of Mortgage Loan Underwriter II is responsible for analyzing and evaluating residential mortgage applications for approval and sale on the secondary market and in house....
Mortgage Loan Underwriter Senior
- Charlotte, NC (12 miles from Harrisburg, NC)
- 45+ days ago
- Charlotte, NC (12 miles from Harrisburg, NC)
- 45+ days ago
MORTGAGE LOAN UNDERWRITER SENIOR* WHAT IS THE OPPORTUNITY?...
Senior Underwriter II - Asset Based Finance
- Charlotte, NC (12 miles from Harrisburg, NC)
- 60+ days ago
- Charlotte, NC (12 miles from Harrisburg, NC)
- 60+ days ago
Required Qualifications: 7+ years experience credit, underwriting, and structuring of corporate lending transactions....
Demographic Data for Harrisburg, NC
Moving to Harrisburg, NC? Find some basic demographic data about Harrisburg, NC below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Harrisburg, NC
Highest Education Level
Loan Underwriters in Harrisburg, NC offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Military Background
- Reimbursement
- Mortgage Lending
- Loan Origination
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Credit Underwriting
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Cash Flow Analysis
- Valuation
- Underwriting
- Internal Control
- Financial Statements
- Fraud Investigation
- Taxes
- Portfolio Management
- Appraisal
- Financial Analysis
- Resolution
- Real Estate
- Finance
- Relationship Management
- Process Improvement
- Analytical Skills
- Accounting
- Quality Control
- Auditing
- Mentoring
- Documentation
- Filing
- Regulations
- Reporting
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Microsoft Word
- Time Management
- Staff Supervision
- Organization
- Communication Skills
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