Loan Underwriter Jobs in North Carolina
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
ICG Portfolio Mgr 6 (Senior Underwriter) - Consumer and Retail
- Charlotte, NC
- 21 hours ago
- Charlotte, NC
- 21 hours ago
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and...
Credit Underwriter - AVP Job Level: Associate Job Function: Governance & Assurance Location: NC, US Employment Type: Full Time Requisition ID: 6304 SMBC Group is a top-tier global financial group....
VP, Senior Underwriter Portfolio Manager-MMB (hybrid) NC, GA, TX
- Charlotte, NC
- 2 days ago
- Charlotte, NC
- 2 days ago
10 years of experience in Credit analysis, underwriting or Risk Management Preferred: Bachelor’s degree with courses relevant to business and financial analysis 10 years of experience in commercial lending...
SUMMARY: The Position of Mortgage Loan Underwriter II is responsible for analyzing and evaluating residential mortgage applications for approval and sale on the secondary market and in house....
Bank's ABS lending portfolio....
Commercial Real Estate Underwriter (Housing Capital)
- Charlotte, NC
- 8 days ago
- Charlotte, NC
- 8 days ago
experience in a finance/analytical related role Preferred Skills/Experience - Background in economics, accounting, and/or finance and ability to apply knowledge in those areas to understanding the overall lending...
Job Description Job Description As a Regional Credit Approval Officer, you will be responsible for assessing and managing the credit risk of commercial real estate lending transactions, working closely...
Underwriter/Senior Underwriter II - Asset Based Finance
- Charlotte, NC
- 26 days ago
- Charlotte, NC
- 26 days ago
of corporate lending transactions for the AB Sr....
OneMain is the largest non-bank lender in the United States,proudly serving millions of customers with safe, affordable, and transparent installment loans....
Company Details Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading...
Account Executive Officer/Sr. Underwriter, National Property
- Charlotte, NC
- 45+ days ago
- Charlotte, NC
- 45+ days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
May also act in a consultative capacity with lending staff, as required....
Demographic Data for North Carolina
Moving to North Carolina? Find some basic demographic data about North Carolina below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in North Carolina
Required or preferred licenses and certifications for Loan Underwriter positions.
Highest Education Level
Loan Underwriters in North Carolina offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Presentation
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- Conventional Loans
- BSA
- Loan Processing
- Federal National Morgage Association
- Automated Clearing House
- Commercial Lending
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- Cross Selling
- OFAC
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Cash Flow Analysis
- USDA
- Underwriting
- Anti-Money Laundering
- Financial Statements
- Portfolio Management
- Appraisal
- Due Diligence
- Financial Analysis
- Real Estate
- Risk Management
- Finance
- Closing
- Decision Making
- Analytical Skills
- Negotiation
- Written Communication
- Documentation
- Accounting
- Coaching
- Mentoring
- Collaboration
- Policy Development
- Bachelor's Degree
- Filing
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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