Loan Underwriter Jobs in Belmont, NC
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Regional Credit Approval Officer
- Charlotte, NC (11 miles from Belmont, NC)
- 2 days ago
- Charlotte, NC (11 miles from Belmont, NC)
- 2 days ago
Job Description Job Description As a Regional Credit Approval Officer, you will be responsible for assessing and managing the credit risk of commercial real estate lending transactions, working closely...
Equipment Finance Senior Credit Underwriter
- Charlotte, NC (11 miles from Belmont, NC)
- 2 days ago
- Charlotte, NC (11 miles from Belmont, NC)
- 2 days ago
Develop credit analyses for use by lenders in making lending decisions on new credit approvals and renewals....
- Charlotte, NC (11 miles from Belmont, NC)
- 6 days ago
- Charlotte, NC (11 miles from Belmont, NC)
- 6 days ago
Position Summary A Loan Manager will be responsible for obtaining all required diligence documents from the borrower team and coordinating third party vendors and the deal team in connection with...
Underwriter/Senior Underwriter II - Asset Based Finance
- Charlotte, NC (11 miles from Belmont, NC)
- 14 days ago
- Charlotte, NC (11 miles from Belmont, NC)
- 14 days ago
of corporate lending transactions for the AB Sr....
- Charlotte, NC (11 miles from Belmont, NC)
- 24 days ago
- Charlotte, NC (11 miles from Belmont, NC)
- 24 days ago
Ability to work with loan originators and production staff to acquire all required documentation. Must possess strong credit, risk analysis and analytical skills. College Degree Preferred....
Lead Product Manager - Loan Originations
- Charlotte, NC (11 miles from Belmont, NC)
- 27 days ago
- Charlotte, NC (11 miles from Belmont, NC)
- 27 days ago
OneMain is the largest non-bank lender in the United States,proudly serving millions of customers with safe, affordable, and transparent installment loans....
- Charlotte, NC (11 miles from Belmont, NC)
- 29 days ago
- Charlotte, NC (11 miles from Belmont, NC)
- 29 days ago
guidelines, unique product types (bond, jumbo, portfolio) and the residential mortgage loan process. • Excellent verbal and written communication skills, including ability to concisely articulate the...
- Charlotte, NC (11 miles from Belmont, NC)
- 30+ days ago
- Charlotte, NC (11 miles from Belmont, NC)
- 30+ days ago
Loan Review Analyst BCforward is currently seeking a highly motivated Loan Review Analyst for an opportunity in Charlotte, NC! Job Title: Loan Review Analyst Location: Charlotte, NC 28209....
E&S Small Business Underwriter
- Charlotte, NC (11 miles from Belmont, NC)
- 30+ days ago
- Charlotte, NC (11 miles from Belmont, NC)
- 30+ days ago
Company Details Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading...
Account Executive Officer/Sr. Underwriter, National Property
- Charlotte, NC (11 miles from Belmont, NC)
- 30+ days ago
- Charlotte, NC (11 miles from Belmont, NC)
- 30+ days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Demographic Data for Belmont, NC
Moving to Belmont, NC? Find some basic demographic data about Belmont, NC below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Belmont, NC
Highest Education Level
Loan Underwriters in Belmont, NC offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Driving
- Estimating
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- Tila Respa Integrated Disclosures
- Conventional Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- FHLMC
- Loan Processing
- Freddie Mac
- Private Banking
- Fannie Mae
- Cross Selling
- Encompass
- OFAC
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Valuation
- Underwriting
- Financial Statements
- Financial Modeling
- Portfolio Management
- Appraisal
- Due Diligence
- Financial Analysis
- File Management
- Real Estate
- Closing
- Finance
- Decision Making
- Analytical Skills
- Accounting
- Negotiation
- Written Communication
- Documentation
- Coaching
- Verbal Communication
- Mentoring
- Collaboration
- Filing
- Policy Development
- Bachelor's Degree
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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