Loan Underwriter Jobs in Stone Mountain, GA
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Surety Underwriter or Senior Underwriter, Commercial Surety
- Liberty Mutual Insurance
- Suwanee, GA (20 miles from Stone Mountain, GA)
- 17 hours ago
- Liberty Mutual Insurance
- Suwanee, GA (20 miles from Stone Mountain, GA)
- 17 hours ago
Schedule: Full-Time Salary Range: USD $68000.00 - $176000.00 Job Category: Underwriting Description Liberty Mutual Surety is currently recruiting for a Senior Surety Underwriter to join our...
Senior Business Anlayst/Senior Project Manager - Loan, Lending, Cards Issuance Exp
- Alpharetta, GA (24 miles from Stone Mountain, GA)
- 4 hours ago
- Alpharetta, GA (24 miles from Stone Mountain, GA)
- 4 hours ago
Senior Business Anlayst/Senior Project Manager - Loan, Lending, Cards Issuance Exp Business Analyst and Project manager role with very strong experience into Payments domain....
Commercial Real Estate Underwriter (Housing Capital)
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 8 days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 8 days ago
experience in a finance/analytical related role Preferred Skills/Experience Background in economics, accounting, and/or finance and ability to apply knowledge in those areas to understanding the overall lending...
Commercial Credit Underwriter I/II - Restaurant Group
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 14 days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 14 days ago
Strong understanding and experience in cash flow lending Desired Qualifications: Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed....
Regional Credit Approval Officer
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 15 days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 15 days ago
Job Description Job Description As a Regional Credit Approval Officer, you will be responsible for assessing and managing the credit risk of commercial real estate lending transactions, working closely...
Commercial Credit Underwriter I-II Commercial Credit Underwriter I-II
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 20 days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 20 days ago
Commercial Credit Underwriter I-II Bank of America 3.2 ( ) Atlanta, GA Why you should apply for a job to Bank of America : Ranked as one of the 57% say women are treated fairly and equally to men...
Underwriter/Senior Underwriter II - Asset Based Finance
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 27 days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 27 days ago
of corporate lending transactions for the AB Sr....
Commercial Credit Underwriter I-II
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 45+ days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 45+ days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Account Executive Officer/Sr. Underwriter, National Accounts
- Alpharetta, GA (24 miles from Stone Mountain, GA)
- 45+ days ago
- Alpharetta, GA (24 miles from Stone Mountain, GA)
- 45+ days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 60+ days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 60+ days ago
We invent the new to help the world move forward. Combining powerful analytics and deeper insights with bigger ideas and innovative solutions, we free up our clients' potential, thereby fulfilling...
Senior Commercial Credit Underwriter
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 90+ days ago
- Atlanta, GA (11 miles from Stone Mountain, GA)
- 90+ days ago
All underwriting will be consistent with predefined criteria and Commercial Lending policy and guidelines....
Demographic Data for Stone Mountain, GA
Moving to Stone Mountain, GA? Find some basic demographic data about Stone Mountain, GA below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Stone Mountain, GA
Required or preferred licenses and certifications for Loan Underwriter positions.
Highest Education Level
Loan Underwriters in Stone Mountain, GA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Presentation
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- Tila Respa Integrated Disclosures
- VA Loans
- Conventional Loans
- BSA
- Loan Processing
- Federal National Morgage Association
- Commercial Lending
- Encompass
- Freddie Mac
- Know Your Customer
- Fannie Mae
- FHLMC
- Cross Selling
- OFAC
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Cash Flow Analysis
- USDA
- Underwriting
- Anti-Money Laundering
- Financial Statements
- Portfolio Management
- Appraisal
- Due Diligence
- Financial Analysis
- Real Estate
- Risk Management
- Finance
- Closing
- Decision Making
- High School Diploma
- Negotiation
- Written Communication
- Documentation
- Accounting
- Coaching
- Mentoring
- Collaboration
- Policy Development
- Bachelor's Degree
- Filing
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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