Loan Underwriter Jobs in Georgia
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Skills Underwriting, consumer, DHA Experience Level Expert Level Pay and Benefits The pay range for this position is $45.00 - $60.00/hr....
organization Proficient in the Microsoft suite with an emphasis on excel Desired Skills: Interpret Relevant Laws, Rules, and Regulations HUD DE and VA LAPP/Automatic Certifications preferred Skills Underwriting...
SUPERVISOR MORTGAGE LOAN UNDERWRITER* WHAT IS THE OPPORTUNITY?...
Knowledge, Skills, and Abilities Effectively leads and motivates team members by lending appropriate support to achieve success....
Required Qualifications: 7+ years experience credit, underwriting, and structuring of corporate lending transactions....
A minimum of 3-5 years related experience in SBA credit underwriting preferred; or over 5 years of complex commercial credit underwriting and/or specialty lending experience....
Senior Credit Underwriter, Global Wealth & Investment Management Custom Lending
- Atlanta, GA
- 45+ days ago
- Atlanta, GA
- 45+ days ago
Purpose: The purpose of the SCU is to use key financial measures and a consistent, structured financial approach to underwrite custom lending requests and mange a loan portfolio in alignment with our...
Participates in underwriting related continuing education. Ability to generate innovative solutions within the underwriting department. Has typically obtained letter of authority....
Minimum of five years of relevant experience with commercial credit analysis, commercial lending, loan structuring, finance, underwriting, and portfolio management or equivalent....
Demographic Data for Georgia
Moving to Georgia? Find some basic demographic data about Georgia below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Georgia
Highest Education Level
Loan Underwriters in Georgia offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Reimbursement
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Know Your Customer
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Tila Respa Integrated Disclosures
- Loan Processing
- Credit Underwriting
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Loan Servicing
- Financial Services
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Modeling
- Financial Analysis
- Resolution
- Real Estate
- Finance
- Closing
- Accounting
- Decision Making
- Written Communication
- Verbal Communication
- Auditing
- Documentation
- Bachelor's Degree
- Reporting
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Research Skills
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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