Loan Underwriter Jobs in Georgia
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Surety Underwriter or Senior Underwriter, Commercial Surety
- Liberty Mutual Insurance
- Suwanee, GA
- 10 days ago
- Liberty Mutual Insurance
- Suwanee, GA
- 10 days ago
Schedule: Full-Time Salary Range: USD $68000.00 - $176000.00 Job Category: Underwriting Description Liberty Mutual Surety is currently recruiting for a Senior Surety Underwriter to join our...
experience in a finance/analytical related role Preferred Skills/Experience Background in economics, accounting, and/or finance and ability to apply knowledge in those areas to understanding the overall lending...
Familiarity with various C&I loan types, including lines of credit, term loans, asset-based lending, and owner-occupied real estate....
Remote WorkStrong understanding and experience in cash flow lending Desired Qualifications: Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed....
Job Description Job Description As a Regional Credit Approval Officer, you will be responsible for assessing and managing the credit risk of commercial real estate lending transactions, working closely...
Commercial Credit Underwriter I-II Commercial Credit Underwriter I-II
- Atlanta, GA
- 15 days ago
- Atlanta, GA
- 15 days ago
Commercial Credit Underwriter I-II Bank of America 3.2 ( ) Atlanta, GA Why you should apply for a job to Bank of America : Ranked as one of the 57% say women are treated fairly and equally to men...
Underwriter/Senior Underwriter II - Asset Based Finance
- Atlanta, GA
- 22 days ago
- Atlanta, GA
- 22 days ago
of corporate lending transactions for the AB Sr....
Chubb Global Casualty (CGC) Domestic is looking for an applicant to fill the position of Senior Underwriter in our Alpharetta branch. CGC is the largest operating division in Chubb Major Accounts;...
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Account Executive Officer/Sr. Underwriter, National Accounts
- Alpharetta, GA
- 45+ days ago
- Alpharetta, GA
- 45+ days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
We invent the new to help the world move forward. Combining powerful analytics and deeper insights with bigger ideas and innovative solutions, we free up our clients' potential, thereby fulfilling...
All underwriting will be consistent with predefined criteria and Commercial Lending policy and guidelines....
Demographic Data for Georgia
Moving to Georgia? Find some basic demographic data about Georgia below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Georgia
Required or preferred licenses and certifications for Loan Underwriter positions.
Highest Education Level
Loan Underwriters in Georgia offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Driving
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- Tila Respa Integrated Disclosures
- Conventional Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- Loan Processing
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- Cross Selling
- OFAC
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Cash Flow Analysis
- USDA
- Underwriting
- Anti-Money Laundering
- Financial Statements
- Portfolio Management
- Financial Modeling
- Appraisal
- Due Diligence
- Financial Analysis
- File Management
- Real Estate
- Risk Management
- Closing
- Finance
- Decision Making
- Analytical Skills
- Negotiation
- Accounting
- Written Communication
- Documentation
- Coaching
- Verbal Communication
- Mentoring
- Collaboration
- Filing
- Policy Development
- Bachelor's Degree
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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