Loan Underwriter Jobs in Mableton, GA
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Senior Credit Underwriter - Distribution Finance
- Kennesaw, GA (15 miles from Mableton, GA)
- 11 hours ago
- Kennesaw, GA (15 miles from Mableton, GA)
- 11 hours ago
Basic Qualifications: Bachelor's degree in Finance, Accounting, Business or related field 3+ years wholesale/commercial credit underwriting experience and prior credit approval authority....
Remote Work- Atlanta, GA (10 miles from Mableton, GA)
- 1 day ago
- Atlanta, GA (10 miles from Mableton, GA)
- 1 day ago
This role is responsible for managing all investor and agency audit responses, overseeing documentation flow across underwriting and operations, handling lender self-reporting requirements, and coordinating...
Senior Commercial Credit Underwriter
- Atlanta, GA (10 miles from Mableton, GA)
- 8 days ago
- Atlanta, GA (10 miles from Mableton, GA)
- 8 days ago
All underwriting will be consistent with predefined criteria and Commercial Lending policy and guidelines....
Senior Credit Underwriter, Global Wealth & Investment Management Custom Lending
- Atlanta, GA (10 miles from Mableton, GA)
- 22 days ago
- Atlanta, GA (10 miles from Mableton, GA)
- 22 days ago
loan balance and revenue growth in a responsible and profitable manner, and managing a portfolio of existing lending relationships....
- Atlanta, GA (10 miles from Mableton, GA)
- 30+ days ago
- Atlanta, GA (10 miles from Mableton, GA)
- 30+ days ago
Maintain complete comprehension of the Banks Consumer lending credit policies to ensure fair and appropriate lending decisions are granted. 4....
Mortgage Loan Underwriter Senior
- Atlanta, GA (10 miles from Mableton, GA)
- 30+ days ago
- Atlanta, GA (10 miles from Mableton, GA)
- 30+ days ago
MORTGAGE LOAN UNDERWRITER SENIOR* WHAT IS THE OPPORTUNITY?...
Senior Underwriter II - Asset Based Finance
- Atlanta, GA (10 miles from Mableton, GA)
- 45+ days ago
- Atlanta, GA (10 miles from Mableton, GA)
- 45+ days ago
Required Qualifications: 7+ years experience credit, underwriting, and structuring of corporate lending transactions....
Demographic Data for Mableton, GA
Moving to Mableton, GA? Find some basic demographic data about Mableton, GA below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Mableton, GA
Highest Education Level
Loan Underwriters in Mableton, GA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Mortgage Lending
- Loan Origination
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- FHLMC
- Fannie Mae
- Freddie Mac
- Loan Processing
- Credit Underwriting
- Encompass
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Cash Flow Analysis
- Balance Sheets
- Valuation
- Underwriting
- Internal Control
- Financial Statements
- Fraud Investigation
- Taxes
- Appraisal
- Portfolio Management
- Financial Modeling
- Due Diligence
- Financial Analysis
- Resolution
- Real Estate
- Customer Satisfaction
- Finance
- Analytical Skills
- Process Improvement
- Accounting
- Quality Control
- Auditing
- Microsoft Outlook
- Written Communication
- Mentoring
- Documentation
- Filing
- Regulations
- Reporting
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Microsoft Word
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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