Loan Underwriter Jobs in Austell, GA
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Commercial Credit Underwriter I/II - Restaurant Group
- Atlanta, GA (14 miles from Austell, GA)
- 17 hours ago
- Atlanta, GA (14 miles from Austell, GA)
- 17 hours ago
Strong understanding and experience in cash flow lending Desired Qualifications: Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed....
Regional Credit Approval Officer
- Atlanta, GA (14 miles from Austell, GA)
- 2 days ago
- Atlanta, GA (14 miles from Austell, GA)
- 2 days ago
Job Description Job Description As a Regional Credit Approval Officer, you will be responsible for assessing and managing the credit risk of commercial real estate lending transactions, working closely...
Commercial Credit Underwriter I-II Commercial Credit Underwriter I-II
- Atlanta, GA (14 miles from Austell, GA)
- 6 days ago
- Atlanta, GA (14 miles from Austell, GA)
- 6 days ago
Commercial Credit Underwriter I-II Bank of America 3.2 ( ) Atlanta, GA Why you should apply for a job to Bank of America : Ranked as one of the 57% say women are treated fairly and equally to men...
Underwriter/Senior Underwriter II - Asset Based Finance
- Atlanta, GA (14 miles from Austell, GA)
- 13 days ago
- Atlanta, GA (14 miles from Austell, GA)
- 13 days ago
of corporate lending transactions for the AB Sr....
Commercial Credit Underwriter I-II
- Atlanta, GA (14 miles from Austell, GA)
- 30+ days ago
- Atlanta, GA (14 miles from Austell, GA)
- 30+ days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
- Atlanta, GA (14 miles from Austell, GA)
- 60+ days ago
- Atlanta, GA (14 miles from Austell, GA)
- 60+ days ago
We invent the new to help the world move forward. Combining powerful analytics and deeper insights with bigger ideas and innovative solutions, we free up our clients' potential, thereby fulfilling...
Senior Commercial Credit Underwriter
- Atlanta, GA (14 miles from Austell, GA)
- 60+ days ago
- Atlanta, GA (14 miles from Austell, GA)
- 60+ days ago
All underwriting will be consistent with predefined criteria and Commercial Lending policy and guidelines....
Demographic Data for Austell, GA
Moving to Austell, GA? Find some basic demographic data about Austell, GA below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Austell, GA
Highest Education Level
Loan Underwriters in Austell, GA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Driving
- Estimating
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- Tila Respa Integrated Disclosures
- Conventional Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- FHLMC
- Loan Processing
- Freddie Mac
- Private Banking
- Fannie Mae
- Cross Selling
- Encompass
- OFAC
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Valuation
- Underwriting
- Financial Statements
- Financial Modeling
- Portfolio Management
- Appraisal
- Due Diligence
- Financial Analysis
- File Management
- Real Estate
- Closing
- Finance
- Decision Making
- Analytical Skills
- Accounting
- Negotiation
- Written Communication
- Documentation
- Coaching
- Verbal Communication
- Mentoring
- Collaboration
- Filing
- Policy Development
- Bachelor's Degree
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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