Loan Underwriter Jobs in Palm Harbor, FL
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
- Saint Petersburg, FL (22 miles from Palm Harbor, FL)
- 27 days ago
- Saint Petersburg, FL (22 miles from Palm Harbor, FL)
- 27 days ago
underwriting experience....
Remote WorkAuto Loan Underwriter, Bilingual
- Clearwater, FL (6 miles from Palm Harbor, FL)
- 30+ days ago
- Clearwater, FL (6 miles from Palm Harbor, FL)
- 30+ days ago
detailed, efficient, full-time BILINGUAL Auto Loan Underwriter for this position at our Clearwater, FL headquarters....
Underwriter - Mortgage Fulfillment
- Tampa, FL (20 miles from Palm Harbor, FL)
- 45+ days ago
- Tampa, FL (20 miles from Palm Harbor, FL)
- 45+ days ago
underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated underwriting systems Knowledge of mortgage laws...
Demographic Data for Palm Harbor, FL
Moving to Palm Harbor, FL? Find some basic demographic data about Palm Harbor, FL below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Palm Harbor, FL
Highest Education Level
Loan Underwriters in Palm Harbor, FL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Reimbursement
- Mortgage Lending
- Federal National Morgage Association
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- Loan Documentation
- BSA
- Loan Review
- Conventional Loans
- Know Your Customer
- Commercial Banking
- FHLMC
- Commercial Lending
- Freddie Mac
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- Financial Services
- USDA
- Loan Servicing
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Analysis
- Resolution
- Real Estate
- Customer Satisfaction
- Finance
- Closing
- Process Improvement
- Quality Control
- Accounting
- Decision Making
- Verbal Communication
- Auditing
- Documentation
- Mentoring
- Bachelor's Degree
- Reporting
- Regulations
- Policy Development
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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