Loan Underwriter Jobs in Florida
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
and other bank policies **Qualifications:** + Bachelor's Degree in (or emphasis in) business, marketing or finance preferred + 5+ years of experience in commercial lending or related banking + Proficiency...
Minimum of 3 years of experience in residential mortgage underwriting....
ESSENTIAL DUTIES AND RESPONSIBILITIES Review Tax Returns and other financial documents in order to pre-screen the viability of the credit requests Prepare credit underwriting reports which include the...
Employee Applicant Privacy Notice Who we are: Shape a brighter financial future with us. Together with our members, we're changing the way people think about and interact with personal finance....
In-depth knowledge HVCC, guidelines and requirements along with all federal, state, and local compliance regulations to include, Truth in Lending and Equal Credit Opportunity laws....
Senior Underwriter - Energy & Construction Join us as an Senior Underwriter that will drive business growth. Make your mark in Underwriting AIG underwriting teams help to find insurance solutions...
TEKsystems is currently searching for career-driven candidates interested in a Mortgage Underwriter opportunity with a Fortune 100 Financial Institution in the Pensacola area! Job Details:...
Performs second reviews of denied loans Updates Loan Origination System and Automated Underwriting Systems Mortgage Loan Underwriter Senior can underwrite multiple loan types and/or loans with highly...
This role is responsible for managing all investor and agency audit responses, overseeing documentation flow across underwriting and operations, handling lender self-reporting requirements, and coordinating...
Works with the Lender to structure and obtain all necessary information to underwrite credit requests that serve the best interest of the Member and FAIRWINDS....
Mortgage Underwriter Job Reference: ...-2 Date Posted: 22 May 2025 Company: MphasiS Limited Location: Maitland, Florida Salary: $37.00 Per Hour Sector: Accounting Job Type: Permanent Job...
Job Description Apply Now Position Summary: Responsible for performing Underwriting and Operational duties to support the Merit Business Funding division; coordinating work within the department,...
MORTGAGE LOAN UNDERWRITER SENIOR* WHAT IS THE OPPORTUNITY?...
We're expanding our Lending Operations Team and looking for an experienced Marine & RV Loan Underwriter to join us in our Miami office....
Underwriting Policies and Procedures Communicate timely with sales agents/offices to resolve pending items required for the approval of the application Uses logic and reasoning to identify strengths...
Demographic Data for Florida
Moving to Florida? Find some basic demographic data about Florida below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Florida
Highest Education Level
Loan Underwriters in Florida offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Military Background
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Credit Underwriting
- Know Your Customer
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Cash Flow Analysis
- Underwriting
- Internal Control
- Financial Statements
- Fraud Investigation
- Taxes
- Portfolio Management
- Appraisal
- Financial Analysis
- Resolution
- Real Estate
- Relationship Management
- Finance
- Process Improvement
- Analytical Skills
- Accounting
- Quality Control
- Negotiation
- Auditing
- Mentoring
- Documentation
- Filing
- Regulations
- Reporting
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Microsoft Word
- Time Management
- Staff Supervision
- Organization
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Underwriter Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »