Loan Underwriter Jobs in San Juan Capistrano, CA
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 3 days ago
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 3 days ago
meetings Maintain a complete understanding of the Bank's lending objectives, its credit policies, and procedure, and the underwriting process, as well as various Bank lending products; this includes...
VP, Senior Underwriter Portfolio Manager MMB - (Hybrid) Irvine/Santa Monica
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 13 days ago
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 13 days ago
High School Diploma or GED and 10 years of experience in Finance, Banking Preferred: Bachelor's degree with courses relevant to business and financial analysis 10 years of experience in commercial lending...
- Newport Beach, CA (16 miles from San Juan Capistrano, CA)
- 17 days ago
- Newport Beach, CA (16 miles from San Juan Capistrano, CA)
- 17 days ago
business plan objectives Works with Portfolio Management and Acquisition teams for accurate modeling of loan terms Abstract all loan documents and related closing materials Debt Management Prepare lender...
Compliance Manager / Loan Closing Associate
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 17 days ago
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 17 days ago
CoreVest is the leading private lender to residential real estate investors nationwide....
VP, Senior Underwriter Portfolio Manager MMB - Irvine/Santa Monica
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 18 days ago
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 18 days ago
High School Diploma or GED and 10 years of experience in Finance, Banking Preferred: Bachelor's degree with courses relevant to business and financial analysis 10 years of experience in commercial lending...
- Corona, CA (21 miles from San Juan Capistrano, CA)
- 23 days ago
- Corona, CA (21 miles from San Juan Capistrano, CA)
- 23 days ago
Qualifications Mortgage Underwriter Qualifications Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines....
VP, Senior Underwriter Portfolio Manager MMB - San Diego
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 25 days ago
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 25 days ago
School Diploma or GED and 10 years of experience in Finance, Banking Preferred: Preferred: Bachelor's degree with courses relevant to business and financial analysis 7 years of experience in commercial lending...
Sr Financial Underwriter, Employer Direct - Remote
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 30+ days ago
- Irvine, CA (16 miles from San Juan Capistrano, CA)
- 30+ days ago
Optum is a global organization that delivers care, aided by technology to help millions of people live healthier lives. The work you do with our team will directly improve health outcomes by...
Remote WorkDemographic Data for San Juan Capistrano, CA
Moving to San Juan Capistrano, CA? Find some basic demographic data about San Juan Capistrano, CA below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in San Juan Capistrano, CA
Highest Education Level
Loan Underwriters in San Juan Capistrano, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Presentation
- Reimbursement
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Credit Underwriting
- FHLMC
- Fannie Mae
- Loan Processing
- Freddie Mac
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Financial Services
- USDA
- Cash Flow Analysis
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Anti-Money Laundering
- Taxes
- Portfolio Management
- Financial Modeling
- Appraisal
- Financial Analysis
- Resolution
- Real Estate
- Risk Management
- Finance
- Closing
- Accounting
- Quality Control
- Written Communication
- Negotiation
- Verbal Communication
- Mentoring
- Collaboration
- Documentation
- Filing
- Reporting
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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