Loan Underwriter Jobs in Pleasanton, CA
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Commercial Credit Underwriter I / II - San Francisco
- San Jose, CA (20 miles from Pleasanton, CA)
- 22 hours ago
- San Jose, CA (20 miles from Pleasanton, CA)
- 22 hours ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
- Oakland, CA (21 miles from Pleasanton, CA)
- 9 days ago
- Oakland, CA (21 miles from Pleasanton, CA)
- 9 days ago
Manage a loan pipeline and the loan process to ensure loans fund in a timely manner....
- Walnut Creek, CA (19 miles from Pleasanton, CA)
- 16 days ago
- Walnut Creek, CA (19 miles from Pleasanton, CA)
- 16 days ago
About You: Bachelor's degree in business, Finance, Accounting, or equivalent work experience (Required) 7-10 years of commercial underwriting/credit analysis experience or relevant lending experience...
SENIOR LOAN UNDERWRITER (Home Loan Program) University of California Office of the President
- Oakland, CA (21 miles from Pleasanton, CA)
- 30+ days ago
- Oakland, CA (21 miles from Pleasanton, CA)
- 30+ days ago
Position Summary The Senior Loan Officer (Home Loan Underwriter) uses knowledge of loan origination and underwriting concepts to complete underwriting evaluation of mortgage loan applications....
Account Executive Officer/Senior Underwriter, Technology & Life Sciences Loss Sensitive
- Walnut Creek, CA (19 miles from Pleasanton, CA)
- 45+ days ago
- Walnut Creek, CA (19 miles from Pleasanton, CA)
- 45+ days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Demographic Data for Pleasanton, CA
Moving to Pleasanton, CA? Find some basic demographic data about Pleasanton, CA below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Pleasanton, CA
Required or preferred licenses and certifications for Loan Underwriter positions.
Highest Education Level
Loan Underwriters in Pleasanton, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Driving
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- Tila Respa Integrated Disclosures
- Conventional Loans
- Commercial Lending
- BSA
- Loan Processing
- Federal National Morgage Association
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- Cross Selling
- OFAC
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Cash Flow Analysis
- USDA
- Underwriting
- Anti-Money Laundering
- Financial Statements
- Portfolio Management
- Financial Modeling
- Appraisal
- Due Diligence
- Financial Analysis
- File Management
- Real Estate
- Risk Management
- Closing
- Finance
- Decision Making
- Analytical Skills
- Negotiation
- Accounting
- Written Communication
- Documentation
- Coaching
- Verbal Communication
- Mentoring
- Collaboration
- Filing
- Policy Development
- Bachelor's Degree
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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