Loan Underwriter Jobs in La Habra, CA
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Account Executive Officer/Sr. Underwriter - Management Liability
- Diamond Bar, CA (8 miles from La Habra, CA)
- 6 days ago
- Diamond Bar, CA (8 miles from La Habra, CA)
- 6 days ago
Who Are We?** Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter, Technology & Life Sciences Loss Sensitive
- Irvine, CA (17 miles from La Habra, CA)
- 7 days ago
- Irvine, CA (17 miles from La Habra, CA)
- 7 days ago
Who Are We?** Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter Middle Market Commercial Accounts
- Diamond Bar, CA (8 miles from La Habra, CA)
- 7 days ago
- Diamond Bar, CA (8 miles from La Habra, CA)
- 7 days ago
Who Are We?** Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter National Accounts
- Diamond Bar, CA (8 miles from La Habra, CA)
- 7 days ago
- Diamond Bar, CA (8 miles from La Habra, CA)
- 7 days ago
Who Are We?** Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter Middle Market Commercial Accounts
- Irvine, CA (17 miles from La Habra, CA)
- 9 days ago
- Irvine, CA (17 miles from La Habra, CA)
- 9 days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter National Accounts
- Irvine, CA (17 miles from La Habra, CA)
- 9 days ago
- Irvine, CA (17 miles from La Habra, CA)
- 9 days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
- Irvine, CA (17 miles from La Habra, CA)
- 14 days ago
- Irvine, CA (17 miles from La Habra, CA)
- 14 days ago
meetings Maintain a complete understanding of the Bank's lending objectives, its credit policies, and procedure, and the underwriting process, as well as various Bank lending products; this includes...
- Los Angeles, CA (16 miles from La Habra, CA)
- 21 days ago
- Los Angeles, CA (16 miles from La Habra, CA)
- 21 days ago
Starr Insurance Companies is a leading insurance and investment organization, providing commercial property and casualty insurance, including travel and accident coverage, to almost every...
Account Executive Officer/Sr. Underwriter - Cyber/Tech
- Diamond Bar, CA (8 miles from La Habra, CA)
- 22 days ago
- Diamond Bar, CA (8 miles from La Habra, CA)
- 22 days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
VP, Senior Underwriter Portfolio Manager MMB - (Hybrid) Irvine/Santa Monica
- Irvine, CA (17 miles from La Habra, CA)
- 23 days ago
- Irvine, CA (17 miles from La Habra, CA)
- 23 days ago
High School Diploma or GED and 10 years of experience in Finance, Banking Preferred: Bachelor's degree with courses relevant to business and financial analysis 10 years of experience in commercial lending...
Compliance Manager / Loan Closing Associate
- Irvine, CA (17 miles from La Habra, CA)
- 28 days ago
- Irvine, CA (17 miles from La Habra, CA)
- 28 days ago
In addition, this position will support in house legal team with loan closing matters on new loan originations....
VP, Senior Underwriter Portfolio Manager MMB - Irvine/Santa Monica
- Irvine, CA (17 miles from La Habra, CA)
- 28 days ago
- Irvine, CA (17 miles from La Habra, CA)
- 28 days ago
High School Diploma or GED and 10 years of experience in Finance, Banking Preferred: Bachelor's degree with courses relevant to business and financial analysis 10 years of experience in commercial lending...
- Corona, CA (22 miles from La Habra, CA)
- 30+ days ago
- Corona, CA (22 miles from La Habra, CA)
- 30+ days ago
Qualifications Mortgage Underwriter Qualifications Minimum three years of mortgage underwriting experience, with solid working knowledge of underwriting guidelines....
VP, Senior Underwriter Portfolio Manager MMB - San Diego
- Irvine, CA (17 miles from La Habra, CA)
- 30+ days ago
- Irvine, CA (17 miles from La Habra, CA)
- 30+ days ago
School Diploma or GED and 10 years of experience in Finance, Banking Preferred: Preferred: Bachelor's degree with courses relevant to business and financial analysis 7 years of experience in commercial lending...
- Los Angeles, CA (16 miles from La Habra, CA)
- 30+ days ago
- Los Angeles, CA (16 miles from La Habra, CA)
- 30+ days ago
Actively seeking an experienced Commercial Loan Underwriter to: Evaluate commercial credit requests. Prepare and recommend credit authorizations....
Demographic Data for La Habra, CA
Moving to La Habra, CA? Find some basic demographic data about La Habra, CA below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in La Habra, CA
Highest Education Level
Loan Underwriters in La Habra, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Military Background
- Marketing & Sales
- Property and Casualty Insurance
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Commercial Lending
- FHLMC
- Automated Clearing House
- Loan Processing
- Freddie Mac
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Financial Services
- Treasury Management
- Cash Flow Analysis
- Balance Sheets
- Underwriting
- Financial Statements
- Portfolio Management
- Appraisal
- Risk Analysis
- Financial Analysis
- Real Estate
- Risk Management
- Closing
- Strategy Development
- Finance
- Decision Making
- Accounting
- Written Communication
- Negotiation
- Verbal Communication
- Mentoring
- Collaboration
- Documentation
- Reporting
- Coaching
- Bachelor's Degree
- Regulations
- Policy Development
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Sales
- Time Management
- Organization
- Customer Service
- Leadership
- Communication Skills
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