Loan Underwriter Jobs in City Of Industry, CA
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
- Los Angeles, CA (12 miles from City Of Industry, CA)
- 2 days ago
- Los Angeles, CA (12 miles from City Of Industry, CA)
- 2 days ago
Knowledge of complex real estate lending and loan structuring....
Commercial Credit Underwriter I/II- Los Angeles, CA
- Los Angeles, CA (12 miles from City Of Industry, CA)
- 2 days ago
- Los Angeles, CA (12 miles from City Of Industry, CA)
- 2 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
- Irvine, CA (23 miles from City Of Industry, CA)
- 6 days ago
- Irvine, CA (23 miles from City Of Industry, CA)
- 6 days ago
Position Summary A Loan Manager will be responsible for obtaining all required diligence documents from the borrower team and coordinating third party vendors and the deal team in connection with...
Account Executive Officer/Sr. Underwriter - Management Liability
- Glendale, CA (19 miles from City Of Industry, CA)
- 30+ days ago
- Glendale, CA (19 miles from City Of Industry, CA)
- 30+ days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter Middle Market Commercial Accounts
- Irvine, CA (23 miles from City Of Industry, CA)
- 30+ days ago
- Irvine, CA (23 miles from City Of Industry, CA)
- 30+ days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
- Irvine, CA (23 miles from City Of Industry, CA)
- 45+ days ago
- Irvine, CA (23 miles from City Of Industry, CA)
- 45+ days ago
meetings Maintain a complete understanding of the Bank's lending objectives, its credit policies, and procedure, and the underwriting process, as well as various Bank lending products; this includes...
Account Executive Officer/Sr. Underwriter - Cyber/Tech
- Diamond Bar, CA (11 miles from City Of Industry, CA)
- 45+ days ago
- Diamond Bar, CA (11 miles from City Of Industry, CA)
- 45+ days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Compliance Manager / Loan Closing Associate
- Irvine, CA (23 miles from City Of Industry, CA)
- 60+ days ago
- Irvine, CA (23 miles from City Of Industry, CA)
- 60+ days ago
In addition, this position will support in house legal team with loan closing matters on new loan originations....
- Los Angeles, CA (12 miles from City Of Industry, CA)
- 90+ days ago
- Los Angeles, CA (12 miles from City Of Industry, CA)
- 90+ days ago
processing tasks 3 MAJOR RESPONSIBILITIES & DUTIES Underwriting and Credit Analysis 60Perform underwriting for business loans assessing risk repayment ability and compliance with lending policies Analyze...
Demographic Data for City Of Industry, CA
Moving to City Of Industry, CA? Find some basic demographic data about City Of Industry, CA below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in City Of Industry, CA
Highest Education Level
Loan Underwriters in City Of Industry, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Driving
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- Tila Respa Integrated Disclosures
- Conventional Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- FHLMC
- Loan Processing
- Freddie Mac
- Private Banking
- Fannie Mae
- Cross Selling
- Encompass
- OFAC
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Valuation
- Underwriting
- Financial Statements
- Financial Modeling
- Portfolio Management
- Appraisal
- Due Diligence
- Financial Analysis
- File Management
- Real Estate
- Closing
- Finance
- Decision Making
- Analytical Skills
- Accounting
- Negotiation
- Written Communication
- Documentation
- Coaching
- Verbal Communication
- Mentoring
- Collaboration
- Filing
- Policy Development
- Bachelor's Degree
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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