Loan Originator Jobs in Charlottesville, VA
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Loan Sales Specialist - Open Interview Event 04.23
- Charlottesville, VA
- 3 days ago
- Charlottesville, VA
- 3 days ago
We are hosting an OPEN INTERVIEWS EVENT Wed 04.23.2025 - Stop in anytime with resume in hand 10am - 4pm RIO HILL SHOPPING CENTER 1962 RIO HILL CTR CHARLOTTESVILLE, VA 22901-1144 At OneMain, Loan...
- Verona, VA (24 miles from Charlottesville, VA)
- 3 days ago
- Verona, VA (24 miles from Charlottesville, VA)
- 3 days ago
Farm Credit of the Virginias is seeking a dynamic Loan Officer to join our team, with a special focus on mortgage and consumer lending....
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
Mortgage Loan Officer - Outside Sales
- Charlottesville, VA
- 22 days ago
- Charlottesville, VA
- 22 days ago
Completes paperwork related to the loans originated. Prepares materials needed to support loan activities. Attends company meetings as necessary....
Financial Services Representative II
- Charlottesville, VA
- 45+ days ago
- Charlottesville, VA
- 45+ days ago
SUMMARY: As a Financial Services Representative II, you'll be responsible for building and maintaining strong relationships with both new and existing customers while helping them achieve their...
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions....
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Consumer Loan Specialist - Sales Customer Service
- Charlottesville, VA
- 90+ days ago
- Charlottesville, VA
- 90+ days ago
With a commitment to our customers, we identify lending options that fit each of their unique needs....
Demographic Data for Charlottesville, VA
Moving to Charlottesville, VA? Find some basic demographic data about Charlottesville, VA below.
Loan Originator Online Courses and Training Opportunities
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Salary for Loan Originator Jobs in Charlottesville, VA
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Charlottesville, VA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Tila Respa Integrated Disclosures
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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