Loan Originator Jobs in Texas
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
A proven track record of meeting or exceeding sales and loan processing targets is a plus. Strong understanding of financial products, lending practices, and regulatory requirements....
Prepares internal and external lending reports as needed....
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Qualifications High school diploma or equivalent is preferred, along with at least two years of experience in Mortgage lending or related field. Active MLO licensing required....
originators to apply....
Remote WorkBilingual Patient Financial Services Representative Self-Pay
- Houston, TX
- 1 day ago
- Houston, TX
- 1 day ago
The purpose of this position is to assist in managing the company's outstanding Self Pay receivables and customer satisfaction as it relates to billing for health services provided. Basic...
Experience & Education: Minimum of 5 years of experience in financial analysis, client servicing, commercial lending, or leasing....
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
A client of Insight Global is looking or an experienced Mortgage Loan Originator (MLO), with an established book of business....
Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home....
Your Opportunity At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the...
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Your Opportunity At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the...
processing....
We're looking for someone like that who can: function as a single point of contact to clients and financial advisors throughout the loan process from end to end coordinate all stages of the loan process...
Demographic Data for Texas
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Salary for Loan Originator Jobs in Texas
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Texas offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Federal National Morgage Association
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- Jumbo Loans
- BSA
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Cash Flow Analysis
- Underwriting
- Appraisal
- Goal Oriented
- Real Estate
- Referrals
- Sales Management
- Customer Satisfaction
- Collections
- Closing
- Finance
- Retail
- Accounting
- Business Development
- Customer Relations
- High School Diploma
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Policy Development
- Filing
- Regulations
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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