Loan Originator Jobs in North Carolina
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Qualifications Bachelor's Degree and 2 years of experience in Mortgage Loan Originator OR High School Diploma or GED and 6 years of experience in Mortgage Loan Originator License or Certification Type...
Position Qualifications Bachelor's Degree from an accredited university Completion of a Commercial Credit Training Program 7 years of experience in commercial or private lending 7 years managing a portfolio...
awareness Exhibits accountability for the quality and profitability (spread relative to risk) of the assigned business unit or segment Partners and consults with subject matter experts for leveraged lending...
Financial Services Representative (Personal Banker)
- Charlotte, NC
- 12 hours ago
- Charlotte, NC
- 12 hours ago
banking products and services Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet...
Position Summary Prepares and expedites commercial loan documentation for verification and review. Assembles loan packages assuring approval and supporting documentation are complete. Interacts...
Would you find joy in using your finance and accounts receivable experience to support a company making a difference in the lives of others? Are you able to provide compassionate support and...
Financial Services Representative Have a passion for helping people? Join our team of Financial Services Representative where youll have dedicated time to focus on growth and career development,...
They will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to Loan Committee by the lenders, perform annual credit...
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for life's expenses. In this role, our team...
banking products and services Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet...
They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities....
originations Knowledge of loan documentation; construction loan budget monitoring experience; and title work experience....
Ensure compliance with the Firm's credit and mortgage lending policies and Federal regulations for all loans under their responsibility....
Mortgage Loan Originator Centennial Bank Fayetteville, United States Posted 16 hours ago Permanent Competitive Mortgage Loan Originator Centennial Bank Fayetteville, United States Mortgage Loan Originator...
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Demographic Data for North Carolina
Moving to North Carolina? Find some basic demographic data about North Carolina below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Originator Jobs in North Carolina
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in North Carolina offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Reimbursement
- Retail Banking
- Federal National Morgage Association
- Mortgage Lending
- Consumer Lending
- Lending
- Loan Origination
- Loan Documentation
- Nationwide Mortgage Licensing System & Registry
- FHLMC
- Fannie Mae
- Jumbo Loans
- Loan Review
- Commercial Banking
- Freddie Mac
- BSA
- Commercial Lending
- Federal Housing Administration
- Loan Processing
- OFAC
- Credit Underwriting
- Cross Selling
- Mortgage Processing
- Loan Servicing
- Credit Analysis
- USDA
- Financial Services
- Encompass
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Referrals
- Customer Satisfaction
- Closing
- Finance
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Negotiation
- Verbal Communication
- Telephone Skills
- Written Communication
- Documentation
- Interpersonal Skills
- Sales
- Regulations
- Policy Development
- Microsoft Excel
- Microsoft Office
- Problem Solving
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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