Loan Originator Jobs in Gastonia, NC
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Charlotte, NC (22 miles from Gastonia, NC)
- 1 hour ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 1 hour ago
Diploma * Minimum 2 years residential loan originations or processing experience in a mortgage banking company. * Minimum 2 years of experience with state and federal lending regulations (e.g....
Default Loan Servicing Specialist (Remote)
- Fort Mill, SC (19 miles from Gastonia, NC)
- 2 hours ago
- Fort Mill, SC (19 miles from Gastonia, NC)
- 2 hours ago
Who We Are ServiceMac is a new sub-servicing entity backed by some of the leading practitioners of the mortgage servicing industry. ServiceMac is focused on providing superior technology,...
Remote Work- Charlotte, NC (22 miles from Gastonia, NC)
- 18 hours ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 18 hours ago
Company Description Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By...
Senior Commercial Loan Servicing Specialist
- Charlotte, NC (22 miles from Gastonia, NC)
- 1 day ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 1 day ago
Desired Qualifications: Exposure to and/or experience in Syndication/Participation, trades, and foreign loan originations Knowledge of loan documentation and credit agreements. Loan IQ experience....
- Fort Mill, SC (19 miles from Gastonia, NC)
- 2 days ago
- Fort Mill, SC (19 miles from Gastonia, NC)
- 2 days ago
The position will require strong knowledge of OneMains personal lending products and a high level of motivation to meet or exceed goals....
Leasing Credit Officer II/Leasing Credit Senior Officer - Asset Based Finance
- Charlotte, NC (22 miles from Gastonia, NC)
- 2 days ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 2 days ago
and negotiate third party documentation Proven ability to identify trends and emerging risks in underwriting and client selection Proficient Microsoft Office skills Desired Qualifications: Municipal Lending...
- Fort Mill, SC (19 miles from Gastonia, NC)
- 2 days ago
- Fort Mill, SC (19 miles from Gastonia, NC)
- 2 days ago
Bachelor's degree from four-year College or University; 8+ years related experience and/or training; or equivalent combination of education and experience as loan originator....
Leasing Credit Officer II/Leasing Credit Senior Officer - Global Corporate Aircraft Finance
- Charlotte, NC (22 miles from Gastonia, NC)
- 5 days ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 5 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and...
- Charlotte, NC (22 miles from Gastonia, NC)
- 6 days ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 6 days ago
will perform a variety of servicing functions related to Small Business Administration and USDA loans, and will directly and frequently interact with a wide range of parties, including borrowers, lending...
Centralized Lending Specialist - Charlotte, NC
- Charlotte, NC (22 miles from Gastonia, NC)
- 6 days ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 6 days ago
Familiarity with FHA and HUD guidelines Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending The ability to analyze and comprehend...
- Charlotte, NC (22 miles from Gastonia, NC)
- 7 days ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 7 days ago
Commercial Banking Officer Regular Full-Time Charlotte, Charlotte, NC, US 30+ days ago Requisition ID: 1319 At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Commercial...
- Charlotte, NC (22 miles from Gastonia, NC)
- 7 days ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 7 days ago
What We're Looking For: Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and...
Position Overview: We are looking for an experienced and driven Commercial Loan Officer to join our team. The ideal candidate will excel in sourcing and developing prospects for various commercial...
- Charlotte, NC (22 miles from Gastonia, NC)
- 7 days ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 7 days ago
Position Overview: We are seeking a talented and motivated Commercial Loan Officer to join our team. The successful candidate will be adept at sourcing and developing prospects for a variety of...
Senior Associate, Construction Loan Administrator
- Charlotte, NC (22 miles from Gastonia, NC)
- 8 days ago
- Charlotte, NC (22 miles from Gastonia, NC)
- 8 days ago
Primary Responsibilities Review loan, underwriting, and construction documents prior to loan closing for consistency with established construction lending best practices....
Demographic Data for Gastonia, NC
Moving to Gastonia, NC? Find some basic demographic data about Gastonia, NC below.
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Salary for Loan Originator Jobs in Gastonia, NC
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Gastonia, NC offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Tila Respa Integrated Disclosures
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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