Loan Originator Jobs in Charlotte, NC
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Help Small Businesses Thrive: Connect small businesses with financing from a network of over 100+ lenders....
Remote WorkCommunity Lending Officer - Monroe Mall Financial Center
- Monroe, NC (20 miles from Charlotte, NC)
- 1 day ago
- Monroe, NC (20 miles from Charlotte, NC)
- 1 day ago
process from application to close....
Financial Services Representative
- Fort Mill, SC (14 miles from Charlotte, NC)
- 7 days ago
- Fort Mill, SC (14 miles from Charlotte, NC)
- 7 days ago
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
NOTE: This position is considered to be a Mortgage Loan Originator under the SAFE Act and Loan Originator under the Truth in Lending Act. Registration and additional qualifications required....
Remote Work- Concord, NC (20 miles from Charlotte, NC)
- 8 days ago
- Concord, NC (20 miles from Charlotte, NC)
- 8 days ago
Position: Consumer Loan Specialist Company: Mariner Finance Location: On-site/in office Hours: full time- 40 hours per week Qualifications: 1+ years of experience in a sales position. High school...
Exceed the expectations of our residential mortgage borrowers & business partners through superior service, simple processes, and effective communications. We deliver on this mission by empowering...
- Huntersville, NC (12 miles from Charlotte, NC)
- 8 days ago
- Huntersville, NC (12 miles from Charlotte, NC)
- 8 days ago
origination Familiar with FHA, VA, and USDA guidelines Proficient in sales and service skills; including tele-consulting, prospecting, and networking....
Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting....
Remote Workand consumer compliance to include fair lending laws....
In seven years, we've become the country's #1 non-bank HELOC lender....
- Mooresville, NC (21 miles from Charlotte, NC)
- 15 days ago
- Mooresville, NC (21 miles from Charlotte, NC)
- 15 days ago
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Community Lending Officer - Independence Square Community Lending Officer - Independence Square
- Charlotte, NC
- 15 days ago
- Charlotte, NC
- 15 days ago
process from application to close....
- Gastonia, NC (22 miles from Charlotte, NC)
- 19 days ago
- Gastonia, NC (22 miles from Charlotte, NC)
- 19 days ago
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are...
Responsibilities: Supporting operations within the & Payment team within Commercial/ Wholesale Lending Research and manually post loan transactions that fail to process automatically....
Job Title: Mortgage CRA Loan Originator Reports to: President of United Community Mortgage Direct Reports: N/A Salary Grade: N/A SUMMARY The position will have as its sole focus promoting mortgage lending...
Demographic Data for Charlotte, NC
Moving to Charlotte, NC? Find some basic demographic data about Charlotte, NC below.
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Title Synonyms
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Salary for Loan Originator Jobs in Charlotte, NC
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Charlotte, NC offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- Loan Processing
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Closing
- Collections
- Finance
- Business Development
- Retail
- High School Diploma
- Customer Relations
- Negotiation
- Accounting
- Written Communication
- Documentation
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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