Loan Originator Jobs in Richmond, KY
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Lexington, KY (19 miles from Richmond, KY)
- 9 hours ago
- Lexington, KY (19 miles from Richmond, KY)
- 9 hours ago
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Mortgage Loan Officer - Residential Lending
- Lexington, KY (19 miles from Richmond, KY)
- 21 hours ago
- Lexington, KY (19 miles from Richmond, KY)
- 21 hours ago
Mortgage loan origination lending background is required....
Assist the loan processor in gathering the necessary documents from the customer to prepare for underwriting....
- Lexington, KY (19 miles from Richmond, KY)
- 11 days ago
- Lexington, KY (19 miles from Richmond, KY)
- 11 days ago
. * Participate in industry associations, networking groups and Republic Bank sponsored events to promote Republic Bank mortgage lending services. * Maintain all prospect, client, and referral partner...
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Assist the loan processor in gathering the necessary documents from the customer to prepare for underwriting....
SUMMARY: Makes and services a wide variety of secured and unsecured loans or lines of credit. JOB RESPONSIBILITIES Develop new business through sales calls to customers and non-customers, record...
Private & Professional Banking Officer
- Lexington, KY (19 miles from Richmond, KY)
- 45+ days ago
- Lexington, KY (19 miles from Richmond, KY)
- 45+ days ago
MINIMUM QUALIFICATIONS: • 5 years’ experience in commercial and retail lending or equivalent experience required. • Minimum of 5 years’ previous sales experience required. • Demonstrated proficiency...
- Winchester, KY (16 miles from Richmond, KY)
- 60+ days ago
- Winchester, KY (16 miles from Richmond, KY)
- 60+ days ago
In-put or upload application information into Loan Origination System, Encompass. Submit to Desktop Underwriter™, Loan Prospector™ or other decision engine....
- Winchester, KY (16 miles from Richmond, KY)
- 60+ days ago
- Winchester, KY (16 miles from Richmond, KY)
- 60+ days ago
Minimum of two years residential mortgage lending experience. A four-year college degree is preferred....
- Lexington, KY (19 miles from Richmond, KY)
- 90+ days ago
- Lexington, KY (19 miles from Richmond, KY)
- 90+ days ago
Attend and participate in all Consumer Lending meetings as required by management. MINIMUM KNOWLEDGE AND SKILLS REQUIRED: High school diploma or equivalent mandatory....
Demographic Data for Richmond, KY
Moving to Richmond, KY? Find some basic demographic data about Richmond, KY below.
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Title Synonyms
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Salary for Loan Originator Jobs in Richmond, KY
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Richmond, KY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- BSA
- Loan Review
- Commercial Banking
- FHLMC
- Fannie Mae
- Commercial Lending
- Freddie Mac
- Credit Underwriting
- Loan Processing
- VA Loans
- Private Banking
- OFAC
- Mortgage Processing
- Cross Selling
- Credit Analysis
- Financial Services
- USDA
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Customer Relations
- Accounting
- Listening
- High School Diploma
- Retail
- Written Communication
- Verbal Communication
- Telephone Skills
- Negotiation
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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