Loan Originator Jobs in Kentucky
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
regular sales, product and regulatory training as assigned by the bank management.Identify opportunities to cross-sell bank products and services between all departments.Stay up to date on the latest mortgage...
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
Summary Reporting to the Assistant Branch Manager, this full-time, non-exempt hourly position works to develop deeper relationships with new and existing members of the credit union. This position...
More Information Regarding An Exciting New Loan Originator Position Join a Winning Team as a Loan Originator 100% Remote! At iServe Residential Lending, we dont just offer loanswe empower dreams!...
Remote WorkBank policies and procedures as they pertain to Direct Lending processing and underwriting - Thorough knowledge of U.S....
Home Lending Specialist LOCATION -- Columbus, Ohio 43215 Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity...
Consumer Direct Loan Specialist - Columbus, OH or Covington, KY
- Covington, KY
- 7 days ago
- Covington, KY
- 7 days ago
Basic Qualifications: High School Diploma required Minimum 2 years Financial Sales Experience required Preferred Qualifications: Retail banking sales or consumer loan origination experience highly preferred...
Remote WorkConsumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Consumer Direct Loan Specialist - Covington, KY or Akron, OH
- Covington, KY
- 8 days ago
- Covington, KY
- 8 days ago
Basic Qualifications: High School Diploma required Minimum 2 years Financial Sales Experience required Preferred Qualifications: Retail banking sales or consumer loan origination experience highly preferred...
Remote WorkAs a First Financial Bank (FFB) Mortgage Loan Originator, you will originate mortgage loans sourced through your established referral partners, our retail banking branches, internal departments, and...
Identifies strengths and weaknesses of the borrower, lending structure and evaluates specific risks to the bank....
Originator to join their lending team....
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
(Remote) Senior Real Estate Construction Loan Administrator
- Louisville, KY
- 13 days ago
- Louisville, KY
- 13 days ago
Forms a full understanding of project scope, requests, and any special needs for all closed loans through collaboration with lenders, commercial banking associates, and other stakeholders....
Remote WorkDemographic Data for Kentucky
Moving to Kentucky? Find some basic demographic data about Kentucky below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Originator Jobs in Kentucky
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Kentucky offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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