Loan Originator Jobs in Hayden, ID
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Coeur d Alene, ID (13 miles from Hayden, ID)
- 14 days ago
- Coeur d Alene, ID (13 miles from Hayden, ID)
- 14 days ago
, builders, and other community contacts, to generate new business opportunities Maintain proactive, transparent communication with clients and stakeholders throughout the loan process Monitor loan...
Financial Services Representative II
- Coeur d Alene, ID (13 miles from Hayden, ID)
- 45+ days ago
- Coeur d Alene, ID (13 miles from Hayden, ID)
- 45+ days ago
Financial Services Representative II at First Interstate BancSystem in Coeur d'Alene, Idaho, United States Job Description **If you are a current FIB employee, please apply through the Career...
Senior Loan Servicing Specialist
- Coeur d Alene, ID (13 miles from Hayden, ID)
- 60+ days ago
- Coeur d Alene, ID (13 miles from Hayden, ID)
- 60+ days ago
About The Role Want to work for a company that cares about its community and its employees? We believe in making the place we live and work better every day. We strive to succeed in business while...
Guide qualified borrowers through the mortgage loan origination process successfully by setting clear expectations with borrowers on timelines, loan conditions and closing dates, as well as evaluating...
Demographic Data for Hayden, ID
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Salary for Loan Originator Jobs in Hayden, ID
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Hayden, ID offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- Loan Processing
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Closing
- Collections
- Finance
- Business Development
- Retail
- High School Diploma
- Customer Relations
- Negotiation
- Accounting
- Written Communication
- Documentation
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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