Loan Originator Jobs in Idaho
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Diploma Minimum 2 years residential loan originations or processing experience in a mortgage banking company. Minimum 2 years of experience with state and federal lending regulations (e.g....
Help Small Businesses Thrive: Connect small businesses with financing from a network of over 100+ lenders....
Remote WorkExperience At least one year of retail banking or related sales and customer service experience preferred....
Familiarity with mortgage banking regulations and responsibilities including a working knowledge of mortgages, liens and other aspects of mortgage lending....
Outside Real Estate Mortgage Loan Originator; BR 34 - Dildine; 2/13/2025
- Meridian, ID
- 5 days ago
- Meridian, ID
- 5 days ago
Prior lending experience Call Center experience Sales and service-oriented Proficiency in MS Office and mortgage software Comprehension of lending procedures....
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Member Experience Officer (Teller/Loan Officer) - Bilingual (Spanish/English) Preferred
- Meridian, ID
- 6 days ago
- Meridian, ID
- 6 days ago
Experience At least one year of retail banking or related sales and customer service experience preferred....
Do not have lending authority....
knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors - Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending...
What We're Looking For: Experience: At least 2 years of experience in construction finance or residential/commercial mortgage lending, with a solid understanding of construction loan structures and...
Remote WorkTake your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are...
At least two years of experience in Mortgage lending or related field. Active NMLS License. Ability to manage multiple priorities, strong detail orientation and highly organized....
Consumer Loan Sales Specialist will learn the lending and servicing business at OneMain allowing them to grow their career....
Hire Ahead Member Experience Officer (Teller/Loan Officer) - Bilingual (Spanish/English) Preferred
- Meridian, ID
- 15 days ago
- Meridian, ID
- 15 days ago
Experience At least one year of retail banking or related sales and customer service experience preferred....
Lending....
Demographic Data for Idaho
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Salary for Loan Originator Jobs in Idaho
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Idaho offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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