Loan Originator Jobs in Idaho
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Teller/Backup Financial Services Representative - Jerome Branch
- Jerome, ID
- 16 hours ago
- Jerome, ID
- 16 hours ago
at DL Evans Bank in Jerome, Idaho, United States Job Description Responsible for providing a variety of paying and receiving functions, including processing deposits, withdrawals, loan payments,...
Member Experience Officer (Teller/Loan Officer) - Bilingual (Spanish/English) Preferred
- Boise, ID
- 20 hours ago
- Boise, ID
- 20 hours ago
Experience At least one year of retail banking or related sales and customer service experience preferred (internal posting states preferred and external is required?)...
The Teller/Financial Services Representative is responsible for a variety of paying and receiving functions, including processing deposits, withdrawals, loan payments, cashiers checks, and cash...
Teller/Backup Financial Services Representative - Ammon Branch
- Ammon, ID
- 2 days ago
- Ammon, ID
- 2 days ago
at DL Evans Bank in Ammon, Idaho, United States Job Description Responsible for providing a variety of paying and receiving functions, including processing deposits, withdrawals, loan payments,...
Roving Teller/Backup Financial Services Representative - Burley/Mini-Cassia Area
- Burley, ID
- 6 days ago
- Burley, ID
- 6 days ago
at DL Evans Bank in Burley, Idaho, United States Job Description Responsible for providing a variety of paying and receiving functions, including processing deposits, withdrawals, loan payments,...
Roving Teller/Financial Services Representative - Mini-Cassia Area
- Burley, ID
- 6 days ago
- Burley, ID
- 6 days ago
The Teller/Financial Services Representative is responsible for opening and closing accounts, renewing certificate accounts, and assisting customers with bookkeeping and checking account problems....
Advises clients on the home buying or refinance process while assisting through the loan process from application to closing....
Experience in loan origination consistent with FNMA guidelines, as well as FHA and VA loan originations desired....
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
Financial Services Representative II at First Interstate BancSystem in Coeur d'Alene, Idaho, United States Job Description **If you are a current FIB employee, please apply through the Career...
Knowledge of mortgage loan origination processes and procedures, regulations, and underwriting. Possess effective presentation, verbal and written communication, and negotiation skills....
process and life cycle, presenting tailored solutions based on customer needs + Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws...
Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry....
COMMUNITY LENDING MORTGAGE BANKER* WHAT IS THE OPPORTUNITY?...
Experience in real estate lending processing and documentation is beneficial. Benefits At WaFd Bank you get all of these great benefits!...
Demographic Data for Idaho
Moving to Idaho? Find some basic demographic data about Idaho below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Originator Jobs in Idaho
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Idaho offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- Jumbo Loans
- BSA
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- VA Loans
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Goal Oriented
- Real Estate
- Referrals
- Sales Management
- Customer Satisfaction
- Collections
- Closing
- Finance
- Accounting
- Retail
- Business Development
- High School Diploma
- Customer Relations
- Written Communication
- Negotiation
- Verbal Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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