Loan Originator Jobs in Coeur D Alene, ID
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Senior Home Loan Officer (Spokane)
- Spokane Valley, WA (21 miles from Coeur D Alene, ID)
- 4 hours ago
- Spokane Valley, WA (21 miles from Coeur D Alene, ID)
- 4 hours ago
Guide qualified borrowers through the mortgage loan origination process successfully by setting clear expectations with borrowers on timelines, loan conditions and closing dates, as well as evaluating...
Senior Home Loan Officer (North Idaho)
- Hayden, ID (13 miles from Coeur D Alene, ID)
- 4 hours ago
- Hayden, ID (13 miles from Coeur D Alene, ID)
- 4 hours ago
Guide qualified borrowers through the mortgage loan origination process successfully by setting clear expectations with borrowers on timelines, loan conditions and closing dates, as well as evaluating...
knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors - Basic knowledge of local, state and national laws (e.g. zoning ordinances, Truth-in Lending...
Home Loan Officer - Business Development
- Spokane Valley, WA (21 miles from Coeur D Alene, ID)
- 20 days ago
- Spokane Valley, WA (21 miles from Coeur D Alene, ID)
- 20 days ago
Experience in loan origination consistent with FNMA guidelines, as well as FHA and VA loan originations desired....
Member Experience Officer (Teller/Loan Officer) - Bilingual
- Post Falls, ID (14 miles from Coeur D Alene, ID)
- 23 days ago
- Post Falls, ID (14 miles from Coeur D Alene, ID)
- 23 days ago
Experience At least one year of retail banking or related sales and customer service experience preferred Ability to satisfy immediate and unexpected needs, by recommending credit union products and...
Senior Home Loan Officer (Spokane)
- Liberty Lake, WA (18 miles from Coeur D Alene, ID)
- 28 days ago
- Liberty Lake, WA (18 miles from Coeur D Alene, ID)
- 28 days ago
Guide qualified borrowers through the mortgage loan origination process successfully by setting clear expectations with borrowers on timelines, loan conditions and closing dates, as well as evaluating...
Demographic Data for Coeur D Alene, ID
Moving to Coeur D Alene, ID? Find some basic demographic data about Coeur D Alene, ID below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Loan Originator Jobs in Coeur D Alene, ID
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Coeur D Alene, ID offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Tila Respa Integrated Disclosures
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Originator Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »