Loan Originator Jobs in San Jose, CA
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Financial Services Representative - Los Gatos, CA
- Los Gatos, CA (9 miles from San Jose, CA)
- 3 hours ago
- Los Gatos, CA (9 miles from San Jose, CA)
- 3 hours ago
Financial Services Representative Have a passion for helping people? Join our team of Financial Services Representative where youll have dedicated time to focus on growth and career development,...
Alternative Mortgage Originator
- Pleasanton, CA (20 miles from San Jose, CA)
- 1 day ago
- Pleasanton, CA (20 miles from San Jose, CA)
- 1 day ago
At Pacificwide Lending, we play the game differently. Were not here to compete on rateswe win by offering exceptional service and creative financing solutions other lenders cant (or wont) provide....
The Mortgage Loan Originator (MLO) solicits mortgage product referrals by calling/meeting with realtors, builders, and Select Employer Groups (SEG) as assigned....
Founded in 2003, we specialize in commercial & industrial lending, technology and asset-based lending, specialty finance, real estate construction and commercial real estate lending....
Supervising Mortgage Loan Officer
- Cupertino, CA (11 miles from San Jose, CA)
- 12 days ago
- Cupertino, CA (11 miles from San Jose, CA)
- 12 days ago
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Selling....
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
Dedicated Lending Associate SAFE Act - B10 - SUNNYVALE
- Sunnyvale, CA (7 miles from San Jose, CA)
- 18 days ago
- Sunnyvale, CA (7 miles from San Jose, CA)
- 18 days ago
Education: Bachelors/University degree or High School diploma/equivalent with at least 2 years of relevant Loan Origination experience Competencies Expert knowledge of general lending products and services...
CA-WA Private Mortgage Banker (SAFE)
- Milpitas, CA (6 miles from San Jose, CA)
- 45+ days ago
- Milpitas, CA (6 miles from San Jose, CA)
- 45+ days ago
About this role: Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
Account Executive (Mortgage Consultant) Fremont, CA
- Fremont, CA (16 miles from San Jose, CA)
- 45+ days ago
- Fremont, CA (16 miles from San Jose, CA)
- 45+ days ago
About Guidance Residential We are the largest and most respected Sharia-Compliant home financier in the United States. Our company has the most recognized brand worldwide, and has been endorsed by...
Mortgage Lending Officer SAFE Act - Newark (Hybrid)
- Newark, CA (15 miles from San Jose, CA)
- 45+ days ago
- Newark, CA (15 miles from San Jose, CA)
- 45+ days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
- Cupertino, CA (11 miles from San Jose, CA)
- 60+ days ago
- Cupertino, CA (11 miles from San Jose, CA)
- 60+ days ago
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
Mortgage Loan Officer - East Bay Area, CA
- Pleasanton, CA (20 miles from San Jose, CA)
- 60+ days ago
- Pleasanton, CA (20 miles from San Jose, CA)
- 60+ days ago
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
Mortgage Lending Officer SAFE Act - B11 - MORGAN HILL
- Morgan Hill, CA (18 miles from San Jose, CA)
- 90+ days ago
- Morgan Hill, CA (18 miles from San Jose, CA)
- 90+ days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
Demographic Data for San Jose, CA
Moving to San Jose, CA? Find some basic demographic data about San Jose, CA below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Originator Jobs in San Jose, CA
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in San Jose, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- Credit Underwriting
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Collections
- Closing
- Customer Relations
- Accounting
- Retail
- High School Diploma
- Business Development
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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