Loan Originator Jobs in San Jose, CA
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
CA-WA Private Mortgage Banker (SAFE)
- Santa Clara, CA (3 miles from San Jose, CA)
- 9 hours ago
- Santa Clara, CA (3 miles from San Jose, CA)
- 9 hours ago
About this role: Wells Fargo is seeking an CA-WA Private Mortgage Banker (SAFE) in Consumer Lending as part of Home Lending....
Community Mortgage Lending Officer SAFE Act - B11 - MORGAN HILL
- Morgan Hill, CA (18 miles from San Jose, CA)
- 3 days ago
- Morgan Hill, CA (18 miles from San Jose, CA)
- 3 days ago
before engaging in mortgage loan originator activities....
Account Executive (Mortgage Consultant) Fremont, CA
- Fremont, CA (16 miles from San Jose, CA)
- 4 days ago
- Fremont, CA (16 miles from San Jose, CA)
- 4 days ago
About Guidance Residential We are the largest and most respected Sharia-Compliant home financier in the United States. Our company has the most recognized brand worldwide, and has been endorsed by...
Mortgage Lending Officer SAFE Act - Newark (Hybrid)
- Newark, CA (15 miles from San Jose, CA)
- 8 days ago
- Newark, CA (15 miles from San Jose, CA)
- 8 days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
Mortgage Lending Officer SAFE Act - B11 - SAN CARLOS
- San Carlos, CA (23 miles from San Jose, CA)
- 14 days ago
- San Carlos, CA (23 miles from San Jose, CA)
- 14 days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
Commercial Loan Officers- Try a different approach
- Santa Cruz, CA (24 miles from San Jose, CA)
- 14 days ago
- Santa Cruz, CA (24 miles from San Jose, CA)
- 14 days ago
Middle Market Lenders needed for a bank the truly understands the needs of middle market clients In my role as an Executive Recruiter, I am seeking Commercial Loan Officers who would like to join a...
Workshops and Business Development meetings Required Qualifications: 2+ years of experience in loan originations and/or home buyer education Knowledge of conventional and/or government guidelines as...
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
- Cupertino, CA (11 miles from San Jose, CA)
- 27 days ago
- Cupertino, CA (11 miles from San Jose, CA)
- 27 days ago
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
Overview PRMG is Built by Originators for Originators. There is a reason why PRMG is consistently voted one of the best places to work. We focus on the areas that make an Originator successful and...
Mortgage Loan Officer - East Bay Area, CA
- Pleasanton, CA (20 miles from San Jose, CA)
- 30+ days ago
- Pleasanton, CA (20 miles from San Jose, CA)
- 30+ days ago
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
Mortgage Lending Officer SAFE Act - B11 - MORGAN HILL
- Morgan Hill, CA (18 miles from San Jose, CA)
- 90+ days ago
- Morgan Hill, CA (18 miles from San Jose, CA)
- 90+ days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
- Fremont, CA (16 miles from San Jose, CA)
- 90+ days ago
- Fremont, CA (16 miles from San Jose, CA)
- 90+ days ago
In addition, incumbents in this role must successfully renew their registration with the Nationwide Mortgage Licensing System Registry (NMLSR) annually In compliance with applicable laws, HSBC is committed...
Demographic Data for San Jose, CA
Moving to San Jose, CA? Find some basic demographic data about San Jose, CA below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job titles
Salary for Loan Originator Jobs in San Jose, CA
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in San Jose, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Tila Respa Integrated Disclosures
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Loan Originator Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »
Career Spotlight: Personal Banker
What does a personal banker do? Is a personal banker salary rewarding? Get answers to these questions and more in our guide to personal banker careers.
Read article »