Loan Originator Jobs in Sacramento, CA
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
A minimum of 12 months loan originator experience required. Interacts with regional & corporate departments, as well as realtors, sales agents, builders, appraisers, etc....
- Roseville, CA (16 miles from Sacramento, CA)
- 2 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 2 days ago
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past...
Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer...
100% splits Mortgage Loan Officers & Real Estate Agents ALL California
- Sacramento, CA
- 14 days ago
- Sacramento, CA
- 14 days ago
In-House Loan Processing Same-Day Payments Same-Day Loan Approvals Start Your Own Branch or DBA (Optional) Work from Home - No Office Fees No Desk Fees, No Seminars, No Mandatory Meetings Full Product...
Remote WorkBusiness Banking Loan Specialist
- Roseville, CA (16 miles from Sacramento, CA)
- 14 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 14 days ago
What you will be doing: Manages and coordinates loan process, from initial engagement through post-funding....
Mortgage Lending Officer SAFE Act - B11 - Sacramento
- Sacramento, CA
- 15 days ago
- Sacramento, CA
- 15 days ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
Education: Bachelor's/University degree or High School diploma/equivalent with at least 2 years of relevant Loan Origination experience Competencies Expert knowledge of general lending products and...
Remote Work- Roseville, CA (16 miles from Sacramento, CA)
- 20 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 20 days ago
Maintain strict adherence to federal, state, and company regulations and guidelines throughout the loan origination process....
- Roseville, CA (16 miles from Sacramento, CA)
- 20 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 20 days ago
Maintain notes within the Loan Origination System to ensure complete exchange of information. Occasionally provide initial set up of the file....
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
- Roseville, CA (16 miles from Sacramento, CA)
- 22 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 22 days ago
programs, and private investors, as gained through on the job training or some real estate brokerage experience Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending...
programs, and private investors, as gained through on the job training or some real estate brokerage experience - Basic knowledge of local, state and national laws (e.g., zoning ordinances, Truth-in Lending...
- Roseville, CA (16 miles from Sacramento, CA)
- 27 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 27 days ago
New Loan Originator Assistant Roseville, CA We are an equal opportunity employer and value diversity. All employment is decided on the basis of qualifications, merit and business need....
- Roseville, CA (16 miles from Sacramento, CA)
- 30+ days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 30+ days ago
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Demographic Data for Sacramento, CA
Moving to Sacramento, CA? Find some basic demographic data about Sacramento, CA below.
Loan Originator Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Originator Jobs in Sacramento, CA
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Sacramento, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Nationwide Mortgage Licensing System & Registry
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- VA Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- Loan Processing
- Encompass
- Freddie Mac
- Fannie Mae
- FHLMC
- OFAC
- Mortgage Processing
- Financial Services
- Loan Servicing
- Credit Analysis
- USDA
- Underwriting
- Appraisal
- Financial Analysis
- Goal Oriented
- Real Estate
- Referrals
- Customer Satisfaction
- Closing
- Collections
- Finance
- Business Development
- Retail
- High School Diploma
- Customer Relations
- Negotiation
- Accounting
- Written Communication
- Documentation
- Employee Development
- Verbal Communication
- Telephone Skills
- Policy Development
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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