Loan Originator Jobs in Sacramento, CA
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
100% splits Mortgage Loan Officers & Real Estate Agents ALL California
- Sacramento, CA
- 2 days ago
- Sacramento, CA
- 2 days ago
un 100% splits Mortgage Loan Officers & Real Estate Agents ALL California (ALL California) west wide finance & realty compensation: potential income from $120k+ /year employment type: experience...
Remote Work- Folsom, CA (19 miles from Sacramento, CA)
- 3 days ago
- Folsom, CA (19 miles from Sacramento, CA)
- 3 days ago
Continually identifies, develops, and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities....
- Rancho Cordova, CA (12 miles from Sacramento, CA)
- 3 days ago
- Rancho Cordova, CA (12 miles from Sacramento, CA)
- 3 days ago
Who We Are Five Star Bank is a high performing $4.2 Billion community business bank operating through 8 offices 4 in the Capital Region, 3 in the North Valley, and 1 in San Francisco. With an...
Loan Officer Assistant - Enterprise in Sacramento, CA
- Sacramento, CA
- 6 days ago
- Sacramento, CA
- 6 days ago
Diploma Minimum 2 years residential loan originations or processing experience in a mortgage banking company. Minimum 2 years of experience with state and federal lending regulations (e.g....
EXPERIENCE: Four to six years or more of banking and loan origination experience required....
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
Take your career to the next level! In the last few years our goal has been expansion, creating growth opportunities for many of our team members. Not only are we serious about growth, but we are...
- Roseville, CA (16 miles from Sacramento, CA)
- 18 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 18 days ago
ability to work independently Team player, works well with others and willing to assist peers Excellent critical thinking, problem solving and sound judgment skills Why You Should Join As one of the top mortgage...
- Roseville, CA (16 miles from Sacramento, CA)
- 20 days ago
- Roseville, CA (16 miles from Sacramento, CA)
- 20 days ago
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
Rural 1st offers tailored lending options for lot, land, construction, and home loans for those wanting to live rurally....
Remote WorkOrigination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Selling....
Loan Specialist Department: Real Estate Industries Team Location: Sacramento, CA What You'll Do This position supports the Real Estate Industries Team throughout the loan process from origination to...
Agricultural / Commercial Loan Officer
- Davis, CA (17 miles from Sacramento, CA)
- 30+ days ago
- Davis, CA (17 miles from Sacramento, CA)
- 30+ days ago
/ present credits outside lending limits for approval to appropriate levels of authority, as required....
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
Demographic Data for Sacramento, CA
Moving to Sacramento, CA? Find some basic demographic data about Sacramento, CA below.
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Title Synonyms
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Salary for Loan Originator Jobs in Sacramento, CA
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Sacramento, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- Credit Underwriting
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Collections
- Closing
- Customer Relations
- Accounting
- Retail
- High School Diploma
- Business Development
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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