Loan Originator Jobs in Daphne, AL
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
- Mobile, AL (12 miles from Daphne, AL)
- 5 days ago
- Mobile, AL (12 miles from Daphne, AL)
- 5 days ago
Today, as the nation's second largest non-bank retail mortgage lender, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services...
- Saraland, AL (23 miles from Daphne, AL)
- 7 days ago
- Saraland, AL (23 miles from Daphne, AL)
- 7 days ago
The Assistant Manager supports all aspects of branch operations and is an opportunity to learn all aspects of managing, lending, personnel supervision and collections....
JOB REQUIREMENTS & SKILLS Loan processing experience a minimum of 2-5 years. Encompass experience a minimum of 1 year....
Loan Officer - 008838 & 008839
- Mobile, AL (12 miles from Daphne, AL)
- 30+ days ago
- Mobile, AL (12 miles from Daphne, AL)
- 30+ days ago
Monitors collateral protection insurance on secured loans. Processes collection actions on past-due loans, VISAs, and overdrawn share accounts. Documents all in-house collection activity....
Consumer Loan Specialist - Sales Customer Service
- Foley, AL (17 miles from Daphne, AL)
- 30+ days ago
- Foley, AL (17 miles from Daphne, AL)
- 30+ days ago
Assists potential borrowers by explaining the loan process, answering questions regarding loan products and loan processing....
- Mobile, AL (12 miles from Daphne, AL)
- 45+ days ago
- Mobile, AL (12 miles from Daphne, AL)
- 45+ days ago
/Commercial Loan Officer 3+ years of direct Commercial Lending experience C&I and CRE lending experience Strong understanding of Credit Analysis and Underwriting Strong business development skills...
- Mobile, AL (12 miles from Daphne, AL)
- 60+ days ago
- Mobile, AL (12 miles from Daphne, AL)
- 60+ days ago
Origination, Matrix Management, Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling....
- Gulf Shores, AL (22 miles from Daphne, AL)
- 90+ days ago
- Gulf Shores, AL (22 miles from Daphne, AL)
- 90+ days ago
GENERAL DESCRIPTION OF POSITION The Mortgage Loan Originator solicits residential first mortgages through contacts with Realtors, builders, and developers....
Retail Mortgage Loan Originator
- Mobile, AL (12 miles from Daphne, AL)
- 90+ days ago
- Mobile, AL (12 miles from Daphne, AL)
- 90+ days ago
Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations. 3. Previous sales awards and leadership positions....
Demographic Data for Daphne, AL
Moving to Daphne, AL? Find some basic demographic data about Daphne, AL below.
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Salary for Loan Originator Jobs in Daphne, AL
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Daphne, AL offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Retail Banking
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Commercial Lending
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Tila Respa Integrated Disclosures
- Credit Underwriting
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Financial Services
- Loan Servicing
- Underwriting
- Appraisal
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Collections
- Closing
- Customer Relations
- Accounting
- Retail
- High School Diploma
- Business Development
- Negotiation
- Verbal Communication
- Written Communication
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Teamwork
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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