Loan Originator Jobs in Alabama
A Loan Originator, also known as a mortgage loan officer, plays an essential role in the banking industry. Their primary role is to solicit new business and originate new loan applications for the bank or lending institution. They work with individuals or businesses seeking loans, clarify the different types of loans and terms the bank offers, and gather personal and financial data to complete loan applications. They also analyze and verify the loan applications to determine the borrower's creditworthiness and ability to repay the loan. They then forward the completed applications to the underwriting department for approval.
Loan originators must have excellent communication and customer service skills, as they are the first point of contact for customers seeking loans. They need strong analytical skills to accurately evaluate financial information and make informed decisions. Loan originators should also be familiar with industry regulations and lending programs. Some important certifications for a loan originator include Mortgage Loan Originator (MLO) license, which requires passing the National Mortgage Licensing System (NMLS) exam. Before becoming a loan originator, one might have roles such as a loan processor, a bank teller, or a sales representative in a financial institution.
Mortgage Loan Originator Requires NMLS registration* Who we are: At United Community Bank, we believe in combining top-of-the line financial solutions with award-winning satisfaction for our customers...
This position is expected to utilize sound lending skills, maximize potential profits, and follow policies for effective collection of accounts....
At ServisFirst, Our Name is Our Mission. DUTIES AND RESPONSIBILITIES The Loan Specialist I – Booking is responsible for reviewing commercial, consumer and real estate loan documentation and...
At SmartBank, our benefits package is designed to enhance your life. You'll enjoy medical, dental, vision, life, and disability insurance, as well as a 401(k) plan with a 4% employer match. Our...
At OneMain, Loan Sales Specialists empower customers by listening to their needs and providing access to friendly, fast, and affordable financing for lifes expenses. In this role, our team members...
Help Small Businesses Thrive: Connect small businesses with financing from a network of over 100+ lenders....
Remote WorkHelp Small Businesses Thrive: Connect small businesses with financing from a network of over 100+ lenders....
Remote WorkReal Estate Agents & Brokers: become Part-Time Mortgage Loan Officers
- Athens, AL
- 3 days ago
- Athens, AL
- 3 days ago
High producing real estate agents & brokers are invited to become part-time (average 5 hours per week) Mortgage Loan Officers for a national bank. No leads are provided and the target is to close...
Account Executive (Mortgage Consultant) - Birmingham, AL
- Birmingham, AL
- 3 days ago
- Birmingham, AL
- 3 days ago
About Guidance Residential We are the largest and most respected Sharia-Compliant home financier in the United States. Our company has the most recognized brand worldwide, and has been endorsed by...
/Commercial Loan Officer 3+ years of direct Commercial Lending experience C&I and CRE lending experience Strong understanding of Credit Analysis and Underwriting Strong business development skills...
lending sales experience (minimum 2 years, 5 years preferred), working with FHA and conforming products Proficient computer skills including Encompass (LOS) and Velocify (CRM) Excellent interpersonal...
Maintain notes within the Loan Origination System to ensure complete exchange of information. Occasionally provide initial set up of the file....
Seasonal - Loan Specialist I - Collateral Servicing
- Birmingham, AL
- 6 days ago
- Birmingham, AL
- 6 days ago
will: Review and process UCCs received daily Image and file all incoming documents and files Process UCC continuations, amendments, and terminations as needed Track name changes on UCCs and notify lenders...
Must also meet one of the following 3 options: Actively funding more than 2 loans/month, or Xinnix Training completion for Loan Origination required, or Origination mentor assigned to new Loan Officer...
minimum of higher education and/or work experience including 14 years commercial credit and/or lending experience....
Demographic Data for Alabama
Moving to Alabama? Find some basic demographic data about Alabama below.
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Title Synonyms
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Salary for Loan Originator Jobs in Alabama
Required or preferred licenses and certifications for Loan Originator positions.
Highest Education Level
Loan Originators in Alabama offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Originator position
- Goal Oriented
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Encompass
- Credit Analysis
- USDA
- Loan Servicing
- Financial Services
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Business Development
- Accounting
- Listening
- Customer Relations
- High School Diploma
- Retail
- Written Communication
- Negotiation
- Telephone Skills
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Bilingual
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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