Loan Officer Jobs in California
A Loan Officer plays a pivotal role in the banking industry, as they are primarily responsible for evaluating, authorizing, and recommending approval of loan applications for individuals and businesses. They mostly serve as intermediaries between lending institutions and borrowers. They review loan applications to determine the borrower's ability to repay the loan, assess and mitigate potential risks, and guide clients through the application process until the loan is approved and disbursed. Therefore, they assist the banking industry in maintaining a solid client base and promoting financial products and services.
Loan Officers must possess a blend of analytical and interpersonal skills. The ability to analyze financial data to assess the likelihood of a borrower repaying their loan is critical. Additionally, strong communication and customer service skills are needed to explain complex information to clients and build strong relationships. Relevant certification, such as the Mortgage Loan Officer (MLO) license, is often required. Prior roles that may pave the way for a career as a Loan Officer include roles such as Loan Processor, Financial Analyst, or Credit Analyst. These roles provide the necessary experience and understanding of financial products, lending procedures, and risk assessment necessary for a Loan Officer's role.
, underwriting guidelines, and loan origination systems....
Mortgage Lending Officer SAFE Act - B11 - Lancaster, CA
- Diamond Bar, CA
- 16 hours ago
- Diamond Bar, CA
- 16 hours ago
Knowledge of the laws and regulations that govern consumer lending, including fair lending, privacy, and RESPA....
Loan Officers - Unlock your potential at Paramount Loan Services
- Glendale, CA
- 1 day ago
- Glendale, CA
- 1 day ago
If you are a NEW or EXPERIENCED loan officer, we are looking for you.. Thinking about getting licensed? We will REIMBURSE YOU FOR YOUR LICENSE and SCHOOLING!...
Other Skills and Abilities · Familiar with standard U.S. commercial, consumer and real estate lending policies · Familiar with standard U.S. note department workflow · Knowledge of U.S. federal and...
Actively seeking an experienced commercial lender to join a team of successful professionals who will collectively develop creative financing solutions to resolve complex and often unique issues for...
Maintain currency in loan processing policies and procedures. High School diploma or an equivalent combination of education, training or experience....
process and life cycle, presenting tailored solutions based on customer needs Manage the life cycle of loans, including collections activities while maintaining compliance with all relevant laws and...
Qualifications: 1+ years of experience in a sales position. High school diploma, bachelor's degree preferred. Highly motivated individual with an interest in the consumer finance industry. Capable...
The loan officers relationship with the borrower, along with expert financial trend analysis, facilitates the loan origination process....
At Customers Bank, we believe in working hard, working smart, working together to deliver memorable customer experiences and having fun. Our vision, mission, and values guide us along our path to...
Indirect Lending Loan Officer DEPARTMENT: Indirect Auto Lending DATE: April 2025 REPORTS TO: AVP Indirect Lending Manager JOB GRADE: 10N DIRECT REPORTS: None SUMMARY: Responsible for reviewing, analyzing...
Loan Business Smarter & Faster Junior & Senior Loan Officers)
- Chula Vista, CA
- 3 days ago
- Chula Vista, CA
- 3 days ago
Are you a CA Licensed Loan Officer ready to scale your business? Get free personalized coaching, daily in-person support, and proven systems to grow smarter and faster....
GENERAL SUMMARY Under the general direction of the Loan Servicing Supervisor, following established Bank policies and procedures and industry regulations, performs duties related to the servicing...
Exposure to regulatory requirements, economic factors, and standards applicable to commercial lending, commercial real estate, construction, and residential lending products....
As a(n) Mortgage Loan Officer within PNC's Mortgage organization, you will be based in Central Valley, Modesto, Stockton, Sacramento CA market....
Demographic Data for California
Moving to California? Find some basic demographic data about California below.
Loan Officer Online Courses and Training Opportunities
Title Synonyms
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Salary for Loan Officer Jobs in California
Required or preferred licenses and certifications for Loan Officer positions.
Highest Education Level
Loan Officers in California offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Officer position
- Goal Oriented
- Mortgage Lending
- Federal National Morgage Association
- Loan Origination
- Consumer Lending
- Nationwide Mortgage Licensing System & Registry
- Lending
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Loan Documentation
- Loan Review
- Commercial Banking
- FHLMC
- Commercial Lending
- Freddie Mac
- Tila Respa Integrated Disclosures
- Private Banking
- Loan Processing
- OFAC
- Credit Underwriting
- Mortgage Processing
- Credit Analysis
- Financial Services
- USDA
- Loan Servicing
- Underwriting
- Appraisal
- Portfolio Management
- Real Estate
- Sales Management
- Customer Satisfaction
- Referrals
- Finance
- Closing
- Collections
- Accounting
- Business Development
- Customer Relations
- High School Diploma
- Listening
- Retail
- Written Communication
- Verbal Communication
- Telephone Skills
- Negotiation
- Documentation
- Filing
- Regulations
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Organization
- Customer Service
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
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