Credit Analyst Jobs in Rancho Cordova, CA
A Credit Analyst in the banking industry evaluates and assesses the creditworthiness of potential customers, or organizations, to ascertain their ability to repay loans. They analyze financial data, including budget, income, and expenditure, and also evaluate credit histories. Credit Analysts use complex systems and software to assess and interpret financial data, so they can advise on the risk of offering credit. The role also involves preparing reports based on findings and presenting these to management.
Key skills a Credit Analyst should possess include strong analytical skills, good numerical skills, excellent communication skills, and the ability to make well-judged decisions. The Certified Credit Professional (CCP) certification is highly desirable for this role. Prior job roles that can lead to a career as a Credit Analyst include Junior Credit Analyst, Loan Officer, or Financial Analyst, where the individual can gain the necessary experience in financial analysis and credit risk assessment.
- Roseville, CA (9 miles from Rancho Cordova, CA)
- 14 days ago
- Roseville, CA (9 miles from Rancho Cordova, CA)
- 14 days ago
Between $117k and $147k Per Year Risk Management Specialist I Zenith Insurance Company Occupation: Financial Risk Specialists Location: Roseville, CA - 95678 Positions available: 1 Job #:...
Demographic Data for Rancho Cordova, CA
Moving to Rancho Cordova, CA? Find some basic demographic data about Rancho Cordova, CA below.
Credit Analyst Online Courses and Training Opportunities
Title Synonyms
Users interested in this job title also searched for the following job title
Salary for Credit Analyst Jobs in Rancho Cordova, CA
Required or preferred licenses and certifications for Credit Analyst positions.
Highest Education Level
Credit Analysts in Rancho Cordova, CA offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Credit Analyst position
- Presentation
- Statistical Analysis System
- Accruals
- Commercial Real Estate
- Fixed Income
- Operations Analysis
- Financial Statement Analysis
- Loan Origination
- Lending
- Nationwide Mortgage Licensing System & Registry
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- BSA
- Loan Review
- Commercial Lending
- Know Your Customer
- Private Banking
- OFAC
- Credit Analysis
- Financial Services
- Cash Flow Analysis
- Internal Control
- Anti-Money Laundering
- Underwriting
- Financial Statements
- Fraud Investigation
- Portfolio Management
- Financial Modeling
- Risk Analysis
- Due Diligence
- Financial Analysis
- Business Administration
- Real Estate
- Risk Management
- Strategy Development
- Finance
- Decision Making
- Accounting
- Auditing
- Analytical Skills
- Written Communication
- Verbal Communication
- Mentoring
- Data Analysis
- Documentation
- Reporting
- Collaboration
- Policy Development
- Filing
- Bachelor's Degree
- Regulations
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Time Management
- Research Skills
- Staff Supervision
- Organization
- Scheduling
- Computer Skills
- Leadership
- Communication Skills
Other Career Titles
Here are some other career titles that require similar skills
Credit Analyst Related Career Advice Articles
How to Decide Between Investment Banking and Commercial Banking
Many finance professionals begin the career planning phase by taking some time to figure out whether they want to pursue commercial banking or investment banking. While both career paths can reap great rewards, each comes with a different set of responsibilities and skills. Here is a breakdown of some of the factors that separate careers in investment and commercial banking to consider.
Read article »