Loan Underwriter Jobs in Galloway, OH
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
- Columbus, OH (14 miles from Galloway, OH)
- 17 hours ago
- Columbus, OH (14 miles from Galloway, OH)
- 17 hours ago
Commercial Credit Underwriters are required to decision loans within an assigned lending authority, and make educated, well-thought recommendations when decisioning requires a higher-level approval...
Credit Portfolio Underwriter Sr - BIN Sponsorship
- Columbus, OH (14 miles from Galloway, OH)
- 18 hours ago
- Columbus, OH (14 miles from Galloway, OH)
- 18 hours ago
Credit Portfolio Risk Analyst Summary: The Credit Portfolio Risk Analyst, Senior (BIN Sponsorship) services, deepens, and retains assigned profitable customer relationships by proactively...
Remote WorkLife & Disability Financial Underwriter
- Columbus, OH (14 miles from Galloway, OH)
- 19 hours ago
- Columbus, OH (14 miles from Galloway, OH)
- 19 hours ago
Become a part of our caring community and help us put health first** The Life & Disability Financial Underwriter computes rates for both renewing and prospective group life and disability...
Senior Underwriter - Technology
- Dublin, OH (11 miles from Galloway, OH)
- 1 day ago
- Dublin, OH (11 miles from Galloway, OH)
- 1 day ago
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Loan Underwriter/Credit Analyst
- Columbus, OH (14 miles from Galloway, OH)
- 4 days ago
- Columbus, OH (14 miles from Galloway, OH)
- 4 days ago
Our client in Financial Services is looking for a Loan Underwriter/Credit Analyst for Columbus, OH....
Underwriter Sr-Business Banking
- Columbus, OH (14 miles from Galloway, OH)
- 5 days ago
- Columbus, OH (14 miles from Galloway, OH)
- 5 days ago
**Duties & Responsibilities:** + Analyze financial statements + Utilize bank systems for loan processing and completion of loan proposal + Complete underwriting and communicate credit decisions within...
- Dublin, OH (11 miles from Galloway, OH)
- 6 days ago
- Dublin, OH (11 miles from Galloway, OH)
- 6 days ago
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Senior Credit Underwriter - Distribution Finance
- Columbus, OH (14 miles from Galloway, OH)
- 12 days ago
- Columbus, OH (14 miles from Galloway, OH)
- 12 days ago
Experience with deal sizes ranging from $2MM to $10MM preferred Experience in lending to a wide variety of industries, loan types, and sizes of companies preferred Strong written and verbal communication...
Remote Work- Columbus, OH (14 miles from Galloway, OH)
- 13 days ago
- Columbus, OH (14 miles from Galloway, OH)
- 13 days ago
This role is responsible for managing all investor and agency audit responses, overseeing documentation flow across underwriting and operations, handling lender self-reporting requirements, and coordinating...
- Columbus, OH (14 miles from Galloway, OH)
- 20 days ago
- Columbus, OH (14 miles from Galloway, OH)
- 20 days ago
A local community bank is seeking to hire a full time Commercial Credit Underwriter that will sit hybrid onsite in Columbus or Marion Ohio. The position of Commercial Credit Underwriter is...
- Columbus, OH (14 miles from Galloway, OH)
- 20 days ago
- Columbus, OH (14 miles from Galloway, OH)
- 20 days ago
Purpose and Job Summary: Reporting to a Deputy Chief Underwriter, the Director is responsible for reviewing, inspecting, and underwriting multifamily agency loan applications, primarily for...
Mortgage Loan Underwriter Senior
- Columbus, OH (14 miles from Galloway, OH)
- 45+ days ago
- Columbus, OH (14 miles from Galloway, OH)
- 45+ days ago
MORTGAGE LOAN UNDERWRITER SENIOR* WHAT IS THE OPPORTUNITY?...
Demographic Data for Galloway, OH
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Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Galloway, OH
Highest Education Level
Loan Underwriters in Galloway, OH offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Military Background
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Credit Underwriting
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- Cross Selling
- Encompass
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Cash Flow Analysis
- Valuation
- Internal Control
- Underwriting
- Financial Statements
- Fraud Investigation
- Portfolio Management
- Risk Analysis
- Appraisal
- Financial Analysis
- Resolution
- Real Estate
- Finance
- Analytical Skills
- Accounting
- Quality Control
- Auditing
- Negotiation
- Mentoring
- Documentation
- Filing
- Regulations
- Reporting
- Policy Development
- Sales
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Microsoft Word
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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