Loan Underwriter Jobs in New York, NY
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Account Executive Officer/Sr. Underwriter, National Accounts
- New York, NY
- 13 hours ago
- New York, NY
- 13 hours ago
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Sr. Underwriter, National Accounts
- New York City, NY (2 miles from New York, NY)
- 1 day ago
- New York City, NY (2 miles from New York, NY)
- 1 day ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
The Property and Casualty Underwriter is responsible for managing a portfolio of accounts and driving new and renewal business opportunities for Property and Casualty insurance. The role assesses...
Credit Manager/Sr Credit Underwriter Global Wealth & Investment Management Custom Lending
- New York, NY
- 8 days ago
- New York, NY
- 8 days ago
growth in a responsible and profitable manner, and managing a portfolio of existing lending relationships....
Experience in asset-based lending (ABL) is a plus. Experience with healthcare industry write-ups is a plus....
Chubb Excess Casualty Construction is looking for an applicant to fill the position of Senior Underwriter in our New York office. We offer customized & complex umbrella and excess programs...
Sr Credit Underwriter-Consumer
- Fairfield, NJ (18 miles from New York, NY)
- 16 days ago
- Fairfield, NJ (18 miles from New York, NY)
- 16 days ago
Responsibilities include, but are not limited to: Underwrite Indirect, Direct Consumer Loans - Small Business products. Underwrite and analyze more complex loans that require financial analysis...
Financial Crimes Compliance Risk Assessment Officer
- New York, NY
- 18 days ago
- New York, NY
- 18 days ago
Natixis CIB Americas' Financial Crimes Compliance (FCC) team is responsible for maintaining an effective financial crimes compliance program consistent with both Natixis global policy and...
Description Credit Portfolio Risk Analyst Summary: The Credit Portfolio Risk Analyst, Senior (BIN Sponsorship) services, deepens, and retains assigned profitable customer relationships by...
Remote WorkNational Account Excess Casualty Underwriter (Senior or AVP)
- New York, NY
- 30+ days ago
- New York, NY
- 30+ days ago
Zurich is seeking an experienced National Account Excess Casualty Underwriter (Senior or AVP). We are looking for talented professionals to join our Atlanta office. While this position will be...
We're seeking a detail-oriented professional skilled in underwriting complex transactionsideally with experience in the apparel industry and asset-based lending structures....
In this challenging position you will be responsible for underwriting Subcontractor Default Insurance (SDI) and related products. Communication and negotiations will be part of the day-to-day...
Provides effective communication of findings to lending staff, bank management and loan review management....
Join us as a Senior Underwriter, Environmental Casualty to make a greater impact through your technical expertise and people skills. This could be the ideal chance to step up into your first...
Job Description As a Regional Credit Approval Officer, you will be responsible for assessing and managing the credit risk of commercial real estate lending transactions, working closely and collaboratively...
Demographic Data for New York, NY
Moving to New York, NY? Find some basic demographic data about New York, NY below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in New York, NY
Highest Education Level
Loan Underwriters in New York, NY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Military Background
- Marketing & Sales
- Property and Casualty Insurance
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Commercial Lending
- Fannie Mae
- FHLMC
- Automated Clearing House
- Freddie Mac
- Loan Processing
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Financial Services
- Cash Flow Analysis
- Balance Sheets
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Risk Analysis
- Financial Analysis
- Real Estate
- Risk Management
- Closing
- Strategy Development
- Finance
- Accounting
- Quality Control
- Written Communication
- Negotiation
- Verbal Communication
- Mentoring
- Collaboration
- Documentation
- Reporting
- Coaching
- Bachelor's Degree
- Regulations
- Policy Development
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Sales
- Time Management
- Organization
- Customer Service
- Leadership
- Communication Skills
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