Loan Underwriter Jobs in Garden City, NY
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Client Services Commercial Lines Underwriter I (Remote)
- New York, NY (18 miles from Garden City, NY)
- 19 hours ago
- New York, NY (18 miles from Garden City, NY)
- 19 hours ago
Answer incoming calls from policyholders, agents and lending institutions responding to inquiries and provide insurance counselling on coverage, routine billing questions, payment status, and making...
Remote Work- New York, NY (18 miles from Garden City, NY)
- 4 days ago
- New York, NY (18 miles from Garden City, NY)
- 4 days ago
Experience in asset-based lending (ABL) is a plus. Experience with healthcare industry write-ups is a plus....
Sr. Underwriter Excess Construction
- New York, NY (18 miles from Garden City, NY)
- 6 days ago
- New York, NY (18 miles from Garden City, NY)
- 6 days ago
Chubb Excess Casualty Construction is looking for an applicant to fill the position of Senior Underwriter in our New York office. We offer customized & complex umbrella and excess programs...
Financial Crimes Compliance Risk Assessment Officer
- New York, NY (18 miles from Garden City, NY)
- 7 days ago
- New York, NY (18 miles from Garden City, NY)
- 7 days ago
Natixis CIB Americas' Financial Crimes Compliance (FCC) team is responsible for maintaining an effective financial crimes compliance program consistent with both Natixis global policy and...
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VP, CUSO Compliance Risk Assessment Officer
- New York, NY (18 miles from Garden City, NY)
- 11 days ago
- New York, NY (18 miles from Garden City, NY)
- 11 days ago
Summary: The Compliance Department at Credit Agricoleas Combined US Operations (CUSO) seeks an individual to join the department and report to the CUSO Head of Central Compliance, being...
Credit Portfolio Underwriter Sr - BIN Sponsorship
- New York, NY (18 miles from Garden City, NY)
- 18 days ago
- New York, NY (18 miles from Garden City, NY)
- 18 days ago
Description Credit Portfolio Risk Analyst Summary: The Credit Portfolio Risk Analyst, Senior (BIN Sponsorship) services, deepens, and retains assigned profitable customer relationships by...
Remote WorkCommercial Credit Senior Underwriter I - Leveraged Lending
- New York, NY (18 miles from Garden City, NY)
- 19 days ago
- New York, NY (18 miles from Garden City, NY)
- 19 days ago
This position many be located in Buffalo, NY, Boston, MA or NY, NY OVERVIEW Evaluate and determine the credit risks of larger, more complex commercial clients through detailed financial statement...
National Account Excess Casualty Underwriter (Senior or AVP)
- New York, NY (18 miles from Garden City, NY)
- 20 days ago
- New York, NY (18 miles from Garden City, NY)
- 20 days ago
Zurich is seeking an experienced National Account Excess Casualty Underwriter (Senior or AVP). We are looking for talented professionals to join our Atlanta office. While this position will be...
- New York, NY (18 miles from Garden City, NY)
- 21 days ago
- New York, NY (18 miles from Garden City, NY)
- 21 days ago
We're seeking a detail-oriented professional skilled in underwriting complex transactionsideally with experience in the apparel industry and asset-based lending structures....
Senior Underwriter, Construction SDI
- New York, NY (18 miles from Garden City, NY)
- 23 days ago
- New York, NY (18 miles from Garden City, NY)
- 23 days ago
In this challenging position you will be responsible for underwriting Subcontractor Default Insurance (SDI) and related products. Communication and negotiations will be part of the day-to-day...
- New York, NY (18 miles from Garden City, NY)
- 23 days ago
- New York, NY (18 miles from Garden City, NY)
- 23 days ago
Provides effective communication of findings to lending staff, bank management and loan review management....
Senior Underwriter, Environmental Casualty
- New York, NY (18 miles from Garden City, NY)
- 23 days ago
- New York, NY (18 miles from Garden City, NY)
- 23 days ago
Join us as a Senior Underwriter, Environmental Casualty to make a greater impact through your technical expertise and people skills. This could be the ideal chance to step up into your first...
Regional Credit Approval Officer
- New York, NY (18 miles from Garden City, NY)
- 28 days ago
- New York, NY (18 miles from Garden City, NY)
- 28 days ago
Job Description As a Regional Credit Approval Officer, you will be responsible for assessing and managing the credit risk of commercial real estate lending transactions, working closely and collaboratively...
Director, Senior Underwriter/Credit Risk Officer Private Equity/Hedge Funds
- New York, NY (18 miles from Garden City, NY)
- 30+ days ago
- New York, NY (18 miles from Garden City, NY)
- 30+ days ago
Funds The Credit Risk Manager will lead the underwriting, spanning various products including subscription call facilities, Fund Financing, FX Hedging, Derivatives, Prime Brokerage, and structured lending...
Associate Manager, Loan Operations
- New York, NY (18 miles from Garden City, NY)
- 30+ days ago
- New York, NY (18 miles from Garden City, NY)
- 30+ days ago
.: fund accounting, operations, OTC operations and OTC Pricing) relative to loan processing Serving as informational resource for loan products to SS&C GlobeOp clients and internal departments Train...
Demographic Data for Garden City, NY
Moving to Garden City, NY? Find some basic demographic data about Garden City, NY below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Garden City, NY
Highest Education Level
Loan Underwriters in Garden City, NY offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Presentation
- Reimbursement
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Credit Underwriting
- FHLMC
- Fannie Mae
- Loan Processing
- Freddie Mac
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Mortgage Underwriting
- Credit Analysis
- Financial Services
- USDA
- Cash Flow Analysis
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Anti-Money Laundering
- Taxes
- Portfolio Management
- Financial Modeling
- Appraisal
- Financial Analysis
- Resolution
- Real Estate
- Risk Management
- Finance
- Closing
- Accounting
- Quality Control
- Written Communication
- Negotiation
- Verbal Communication
- Mentoring
- Collaboration
- Documentation
- Filing
- Reporting
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Scheduling
- Leadership
- Communication Skills
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