Loan Underwriter Jobs in Lyndhurst, NJ
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
- New York, NY (6 miles from Lyndhurst, NJ)
- 2 hours ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 2 hours ago
What The Role Is Under general supervision, the Mortgage Loan Underwriter is responsible for approving or denying mortgage loans based on information provided in a loan application. * Remote within...
Senior Lead Commercial Real Estate Underwriter
- New York, NY (6 miles from Lyndhurst, NJ)
- 6 hours ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 6 hours ago
best practices and expertise with more junior team members Review third party reports including appraisals, environmental reports (phase I and II), and engineering reports Work closely with Community Lending...
Underwriter (Real Estate Finance)
- New York, NY (6 miles from Lyndhurst, NJ)
- 2 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 2 days ago
Additionally, you will collaborate with our capital markets and distribution teams to support securitization or syndication efforts, ensuring all transactions comply with our Lending Policy, Credit...
Leveraged Finance Senior Underwriter (C15/Director) New York, NY
- New York, NY (6 miles from Lyndhurst, NJ)
- 2 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 2 days ago
underwriting end-to-end processes Lead responses and defend credits during Global Credit Reviews, Internal Audits, and Regulatory Reviews Remain current on relevant Leveraged Lending market trends...
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Specialty Finance Senior Underwriter - Fund Finance
- New York, NY (6 miles from Lyndhurst, NJ)
- 5 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 5 days ago
Qualifications: Bachelor's degree in business-related field and minimum 7 years' underwriting / credit / commercial banking / lending Experience preferably in middle market banking; or equivalent combination...
Commercial Credit Senior Underwriter II
- New York, NY (6 miles from Lyndhurst, NJ)
- 5 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 5 days ago
SCOPE The Commercial Credit Underwriting Department is responsible to provide an independent credit quality assessment of the Bank's commercial clients....
Senior Underwriter - Healthcare
- New York, NY (6 miles from Lyndhurst, NJ)
- 6 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 6 days ago
Support the Healthcare lending team with expertise in structuring, analysis, and credit documentation for Healthcare credit actions....
VP, Senior Underwriter-CMS (hybrid)
- New York, NY (6 miles from Lyndhurst, NJ)
- 8 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 8 days ago
Leads special projects as needed to facilitate CMS lending activities and service capabilities and may act in a leadership role to less experienced underwriters in the work group....
Sr Consultant, Credit & Political Risk - E&S/Specialty (Sr. Underwriter, Trade Credit)
- New York, NY (6 miles from Lyndhurst, NJ)
- 11 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 11 days ago
Understand and adhere to regulatory requirements and compliance standards in trade credit underwriting....
- New York, NY (6 miles from Lyndhurst, NJ)
- 14 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 14 days ago
Maintain good working knowledge of the Bank's lending policies/ procedures and identify exceptions to credit policy. 5....
Trade Finance - Underwriter or Senior Underwriter
- New York, NY (6 miles from Lyndhurst, NJ)
- 16 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 16 days ago
About the Role & Team: The Trade Finance & Working Capital Solutions team sits within our global Credit & Surety team. We are seeking a Underwriter or Senior Underwriter for our NAM trade finance...
- Fairfield, NJ (11 miles from Lyndhurst, NJ)
- 16 days ago
- Fairfield, NJ (11 miles from Lyndhurst, NJ)
- 16 days ago
Overview Underwrite 1st and 2nd mortgage loans in accordance with established policies and procedures and appropriate guidelines. Examine all documentation for accuracy and completeness...
Power, Clean Energy Transition, Chemicals, NAM Credit Underwriter - (C14/SVP) NYC
- New York, NY (6 miles from Lyndhurst, NJ)
- 21 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 21 days ago
This role reports directly to the Global Head of Natural Resources Corporate Credit Underwriting....
- New York, NY (6 miles from Lyndhurst, NJ)
- 25 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 25 days ago
Cadence Bank: A distinctive beat. A unique rhythm. A synchronized harmony. Cadence Bank strives to innovate by promoting fresh ideas, making technology accessible, and combining high tech with...
- New York, NY (6 miles from Lyndhurst, NJ)
- 25 days ago
- New York, NY (6 miles from Lyndhurst, NJ)
- 25 days ago
Primary Purpose: Primary duty is to analyze, underwrite and decision credit decisions submitted by various lines of business within the Bank. Credit Underwriter has a working knowledge of small...
Demographic Data for Lyndhurst, NJ
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Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Lyndhurst, NJ
Highest Education Level
Loan Underwriters in Lyndhurst, NJ offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Mortgage Lending
- Loan Origination
- Consumer Lending
- BSA
- Lending
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- FHLMC
- Fannie Mae
- Commercial Lending
- Freddie Mac
- Credit Underwriting
- Loan Processing
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Cash Flow Analysis
- Anti-Money Laundering
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Portfolio Management
- Taxes
- Appraisal
- Financial Modeling
- Due Diligence
- Financial Analysis
- Resolution
- Real Estate
- Problem Resolution
- Customer Satisfaction
- Finance
- Closing
- Process Improvement
- Accounting
- Quality Control
- Written Communication
- Mentoring
- Documentation
- Regulations
- Reporting
- Policy Development
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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