Loan Underwriter Jobs in Hoboken, NJ
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Senior Underwriter, Commercial Surety
- Liberty Mutual Insurance
- New York, NY (1 mile from Hoboken, NJ)
- 2 days ago
- Liberty Mutual Insurance
- New York, NY (1 mile from Hoboken, NJ)
- 2 days ago
Schedule: Full-Time Salary Range: USD $75000.00 - $194000.00 Job Category: Underwriting Description Liberty Mutual Surety is currently recruiting for a Senior Surety Underwriter to join our New...
VP, CUSO Compliance Risk Assessment Officer
- New York, NY (1 mile from Hoboken, NJ)
- 1 day ago
- New York, NY (1 mile from Hoboken, NJ)
- 1 day ago
Summary: The Compliance Department at Credit Agricoleas Combined US Operations (CUSO) seeks an individual to join the department and report to the CUSO Head of Central Compliance, being...
Regional Credit Approval Officer
- New York, NY (1 mile from Hoboken, NJ)
- 1 day ago
- New York, NY (1 mile from Hoboken, NJ)
- 1 day ago
Job Description Job Description As a Regional Credit Approval Officer, you will be responsible for assessing and managing the credit risk of commercial real estate lending transactions, working closely...
Senior Manager, Underwriter Senior Manager, Underwriter
- New York, NY (1 mile from Hoboken, NJ)
- 6 days ago
- New York, NY (1 mile from Hoboken, NJ)
- 6 days ago
combination of the three in the field of affordable housing or commercial real estate Preferred Qualifications: Master's degree in Finance, Real Estate, or a related field Experience with construction lending...
Underwriter (Real Estate, Loan & Credit)
- New York, NY (1 mile from Hoboken, NJ)
- 8 days ago
- New York, NY (1 mile from Hoboken, NJ)
- 8 days ago
One of our Financial Clients in NYC, is urgently looking for a Loan Underwriter....
AVP - VP, Senior Underwriter Portfolio Manager-ABL (hybrid) NY, NJ
- New York, NY (1 mile from Hoboken, NJ)
- 9 days ago
- New York, NY (1 mile from Hoboken, NJ)
- 9 days ago
The AVP - VP, Underwriting Portfolio Manager - Asset Based Lending is responsible for the underwriting as well as portfolio management of Asset Based Lending (ABL) financing transactions....
Senior Homebuilding Loan Underwriter - New York
- New York, NY (1 mile from Hoboken, NJ)
- 13 days ago
- New York, NY (1 mile from Hoboken, NJ)
- 13 days ago
Finance - Best Mortgage Lenders of 2025: Best online mortgage lender Fintech Breakthrough Award: Best Lending Innovation Award Money Magazine - 8 Best Mortgage Lenders of 2025: Best for fast closing...
Underwriter/Senior Underwriter II - Asset Based Finance
- New York, NY (1 mile from Hoboken, NJ)
- 13 days ago
- New York, NY (1 mile from Hoboken, NJ)
- 13 days ago
of corporate lending transactions for the AB Sr....
Specialty Finance Senior Underwriter - Mid-Corporate & Sponsor Finance
- New York, NY (1 mile from Hoboken, NJ)
- 20 days ago
- New York, NY (1 mile from Hoboken, NJ)
- 20 days ago
Demonstrated knowledge of legal documentation for cash flow lending transactions, including credit agreements, intercreditor agreements, and security instruments....
Senior Underwriter - Seneca Specialty Package NY E & S
- New York, NY (1 mile from Hoboken, NJ)
- 23 days ago
- New York, NY (1 mile from Hoboken, NJ)
- 23 days ago
Crum & Forster Company Overview Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus...
Lead Product Manager Loan Originations
- New York, NY (1 mile from Hoboken, NJ)
- 27 days ago
- New York, NY (1 mile from Hoboken, NJ)
- 27 days ago
OneMain is the largest non-bank lender in the United States,proudly serving millions of customers with safe, affordable, and transparent installment loans....
- New York, NY (1 mile from Hoboken, NJ)
- 28 days ago
- New York, NY (1 mile from Hoboken, NJ)
- 28 days ago
Understanding of credit processes, such as loan origination and underwriting; portfolio management and CECL....
Senior Underwriter, Excess Casualty - Construction
- New York, NY (1 mile from Hoboken, NJ)
- 30+ days ago
- New York, NY (1 mile from Hoboken, NJ)
- 30+ days ago
This is an opportunity to join Ascot Group - one of the world's preeminent specialty risk underwriting organizations. Designed as a modern-era company operating through an ecosystem of...
Account Executive Officer/Sr. Underwriter, National Accounts
- New York, NY (1 mile from Hoboken, NJ)
- 30+ days ago
- New York, NY (1 mile from Hoboken, NJ)
- 30+ days ago
Who Are We? Taking care of our customers, our communities and each other. That's the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Sr. Underwriter, National Accounts
- New York City, NY (2 miles from Hoboken, NJ)
- 30+ days ago
- New York City, NY (2 miles from Hoboken, NJ)
- 30+ days ago
Who Are We? Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Demographic Data for Hoboken, NJ
Moving to Hoboken, NJ? Find some basic demographic data about Hoboken, NJ below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Hoboken, NJ
Highest Education Level
Loan Underwriters in Hoboken, NJ offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Driving
- Estimating
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- Tila Respa Integrated Disclosures
- Conventional Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- FHLMC
- Loan Processing
- Freddie Mac
- Private Banking
- Fannie Mae
- Cross Selling
- Encompass
- OFAC
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Valuation
- Underwriting
- Financial Statements
- Financial Modeling
- Portfolio Management
- Appraisal
- Due Diligence
- Financial Analysis
- File Management
- Real Estate
- Closing
- Finance
- Decision Making
- Analytical Skills
- Accounting
- Negotiation
- Written Communication
- Documentation
- Coaching
- Verbal Communication
- Telephone Skills
- Mentoring
- Collaboration
- Filing
- Policy Development
- Bachelor's Degree
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Organization
- Customer Service
- Scheduling
- Communication Skills
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