Loan Underwriter Jobs in Columbia, MD
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
- McLean, VA (23 miles from Columbia, MD)
- 3 hours ago
- McLean, VA (23 miles from Columbia, MD)
- 3 hours ago
underwriting review of new loans and resubmittals + Work in a team environment with other underwriters and closers to contribute to overall processing goals + Work directly with lenders to ensure all...
Mortgage Loan Underwriter Senior
- Annapolis, MD (23 miles from Columbia, MD)
- 3 hours ago
- Annapolis, MD (23 miles from Columbia, MD)
- 3 hours ago
MORTGAGE LOAN UNDERWRITER SENIOR* WHAT IS THE OPPORTUNITY?...
- Annapolis, MD (23 miles from Columbia, MD)
- 2 days ago
- Annapolis, MD (23 miles from Columbia, MD)
- 2 days ago
Underwrites all residential mortgage loans with compliance of Regulation Z-ATR and QM requirements....
Supervisor Mortgage Loan Underwriter
- Annapolis, MD (23 miles from Columbia, MD)
- 8 days ago
- Annapolis, MD (23 miles from Columbia, MD)
- 8 days ago
SUPERVISOR MORTGAGE LOAN UNDERWRITER* WHAT IS THE OPPORTUNITY?...
Commercial Credit Underwriter I-II
- McLean, VA (23 miles from Columbia, MD)
- 10 days ago
- McLean, VA (23 miles from Columbia, MD)
- 10 days ago
Job Description: The UW is responsible for underwriting and structuring of credit transactions....
- Linthicum, MD (11 miles from Columbia, MD)
- 14 days ago
- Linthicum, MD (11 miles from Columbia, MD)
- 14 days ago
, FNMA, FHLMC, FHA, and VA, for underwriting loans and ensuring compliance with department guidelines, state and federal laws, and lending regulation....
Remote Work- Bethesda, MD (19 miles from Columbia, MD)
- 16 days ago
- Bethesda, MD (19 miles from Columbia, MD)
- 16 days ago
Position/Title: Underwriting Associate Location: Bethesda, Maryland (3 days on site) Status: FTE Position Overview We are seeking an Underwriting Associate with a demonstrated track record of reviewing...
- McLean, VA (23 miles from Columbia, MD)
- 30+ days ago
- McLean, VA (23 miles from Columbia, MD)
- 30+ days ago
Housing Administration (FHA) underwriting Preferred Qualifications 7+ years of commercial real estate experience 7+ years of experience underwriting FHA-insured loans with some experience managing...
SCOPE The Commercial Credit Underwriting Department is responsible to provide an independent credit quality assessment of the Bank's commercial clients....
Commercial Real Estate Credit Senior Underwriter
- Baltimore, MD (15 miles from Columbia, MD)
- 60+ days ago
- Baltimore, MD (15 miles from Columbia, MD)
- 60+ days ago
SCOPE The Commercial Credit Underwriting Department is responsible to provide an independent credit quality assessment of the Bank's commercial clients....
- Laurel, MD (7 miles from Columbia, MD)
- 60+ days ago
- Laurel, MD (7 miles from Columbia, MD)
- 60+ days ago
Hiring Range - $27.41/hr - $34.26/hr SUMMARY OF POSITION: The Consumer Loan Underwriter will be responsible for performing a thorough initial and/or second underwriting review to ensure compliance Tower...
Demographic Data for Columbia, MD
Moving to Columbia, MD? Find some basic demographic data about Columbia, MD below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Columbia, MD
Highest Education Level
Loan Underwriters in Columbia, MD offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Reimbursement
- Federal National Morgage Association
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Loan Documentation
- FHLMC
- Federal Housing Administration
- Fannie Mae
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Commercial Banking
- Commercial Lending
- Freddie Mac
- Loan Processing
- Credit Underwriting
- Mortgage Processing
- Treasury Management
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Loan Servicing
- Financial Services
- Balance Sheets
- Valuation
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Taxes
- Financial Analysis
- Resolution
- Real Estate
- Customer Satisfaction
- Finance
- Closing
- Process Improvement
- Quality Control
- Accounting
- Decision Making
- Written Communication
- Auditing
- Documentation
- Mentoring
- Bachelor's Degree
- Reporting
- Regulations
- Policy Development
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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