Loan Underwriter Jobs in Thornton, CO
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Senior Mortgage Underwriter - DE Certification Required
- Denver, CO (12 miles from Thornton, CO)
- 1 day ago
- Denver, CO (12 miles from Thornton, CO)
- 1 day ago
Equivalent work experience required. 3-5 years of mortgage underwriting experience required....
- Denver, CO (12 miles from Thornton, CO)
- 4 days ago
- Denver, CO (12 miles from Thornton, CO)
- 4 days ago
Accurately answer questions from and educate loan officers, loan processors, and other appropriate personnel about underwriting rules and how they apply to individual loan applications....
Remote Work- Denver, CO (12 miles from Thornton, CO)
- 5 days ago
- Denver, CO (12 miles from Thornton, CO)
- 5 days ago
Why work for us? A career at Janus Henderson is more than a job, it's about investing in a brighter future together. Our Mission at Janus Henderson is to help clients define and achieve superior...
Mortgage Jr. Underwriter (REMOTE)
- Denver, CO (12 miles from Thornton, CO)
- 7 days ago
- Denver, CO (12 miles from Thornton, CO)
- 7 days ago
AmeriSave Mortgage has set the standard in online mortgage lending with over $130 billion in funded loan volume....
Remote Work- Centennial, CO (18 miles from Thornton, CO)
- 9 days ago
- Centennial, CO (18 miles from Thornton, CO)
- 9 days ago
Apply decisions in multiple loan origination systems. Adequately document decision to explain rationale....
- Englewood, CO (11 miles from Thornton, CO)
- 19 days ago
- Englewood, CO (11 miles from Thornton, CO)
- 19 days ago
Company Details Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading...
E&S Small Business Underwriter
- Englewood, CO (11 miles from Thornton, CO)
- 21 days ago
- Englewood, CO (11 miles from Thornton, CO)
- 21 days ago
Company Details Berkley Aspire is passionate about making excess and surplus lines business easy to transact. We differentiate ourselves by continually innovating to bring market-leading...
Compliance Manager / Loan Closing Associate
- Englewood, CO (11 miles from Thornton, CO)
- 60+ days ago
- Englewood, CO (11 miles from Thornton, CO)
- 60+ days ago
In addition, this position will support in house legal team with loan closing matters on new loan originations....
Demographic Data for Thornton, CO
Moving to Thornton, CO? Find some basic demographic data about Thornton, CO below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Thornton, CO
Highest Education Level
Loan Underwriters in Thornton, CO offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Driving
- Estimating
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Loan Documentation
- Commercial Banking
- Credit Underwriting
- Jumbo Loans
- Loan Review
- Tila Respa Integrated Disclosures
- Conventional Loans
- Commercial Lending
- BSA
- Federal National Morgage Association
- FHLMC
- Loan Processing
- Freddie Mac
- Private Banking
- Fannie Mae
- Cross Selling
- Encompass
- OFAC
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Cash Flow Analysis
- USDA
- Valuation
- Underwriting
- Financial Statements
- Financial Modeling
- Portfolio Management
- Appraisal
- Due Diligence
- Financial Analysis
- File Management
- Real Estate
- Closing
- Finance
- Decision Making
- Analytical Skills
- Accounting
- Negotiation
- Written Communication
- Documentation
- Coaching
- Verbal Communication
- Telephone Skills
- Mentoring
- Collaboration
- Filing
- Policy Development
- Bachelor's Degree
- Regulations
- Problem Solving
- Microsoft Excel
- Microsoft Office
- Sales
- Organization
- Customer Service
- Scheduling
- Communication Skills
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