Loan Underwriter Jobs in Paradise Valley, AZ
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Senior Underwriter, E&S Casualty
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 3 hours ago
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 3 hours ago
This is an opportunity to join Ascot Group - one of the world's preeminent specialty risk underwriting organizations. Designed as a modern-era company operating through an ecosystem of...
Remote WorkAccount Executive Officer/Senior Underwriter, Technology & Life Sciences Loss Sensitive
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 9 days ago
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 9 days ago
Who Are We?** Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Account Executive Officer/Senior Underwriter Construction Loss Sensitive
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 9 days ago
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 9 days ago
Who Are We?** Taking care of our customers, our communities and each other. Thats the Travelers Promise. By honoring this commitment, we have maintained our reputation as one of the best property...
Mortgage Loan Underwriter Senior
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 19 days ago
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 19 days ago
MORTGAGE LOAN UNDERWRITER SENIOR* WHAT IS THE OPPORTUNITY?...
- Guadalupe, AZ (12 miles from Paradise Valley, AZ)
- 27 days ago
- Guadalupe, AZ (12 miles from Paradise Valley, AZ)
- 27 days ago
Skills mortgage industry, mortgage, Underwriting, de underwriter, Credit Review, communication and people skills Top Skills Details mortgage industry,mortgage,Underwriting,de underwriter,Credit Review...
Mortgage Underwriter II/III (HELOC)
- Tempe, AZ (9 miles from Paradise Valley, AZ)
- 30+ days ago
- Tempe, AZ (9 miles from Paradise Valley, AZ)
- 30+ days ago
Company Description Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By...
- Scottsdale, AZ (4 miles from Paradise Valley, AZ)
- 30+ days ago
- Scottsdale, AZ (4 miles from Paradise Valley, AZ)
- 30+ days ago
Must possess sound area of underwriting in areas of commercial lending such as commercial real estate, commercial and industrial lending and SBA lending....
Underwriter Sr-Business Banking
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 30+ days ago
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 30+ days ago
and other bank policies **Qualifications:** + Bachelor's Degree in (or emphasis in) business, marketing or finance preferred + 5+ years of experience in commercial lending or related banking + Proficiency...
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 45+ days ago
- Phoenix, AZ (8 miles from Paradise Valley, AZ)
- 45+ days ago
origination systems Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector Knowledge of mortgage lending laws and regulations Why You Should Join As one of...
Demographic Data for Paradise Valley, AZ
Moving to Paradise Valley, AZ? Find some basic demographic data about Paradise Valley, AZ below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Paradise Valley, AZ
Highest Education Level
Loan Underwriters in Paradise Valley, AZ offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Critical Thinking
- Presentation
- Military Background
- Marketing & Sales
- Property and Casualty Insurance
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Consumer Lending
- Lending
- Federal Housing Administration
- Federal National Morgage Association
- Loan Documentation
- Credit Underwriting
- Commercial Banking
- Jumbo Loans
- BSA
- Loan Review
- Conventional Loans
- Commercial Lending
- Fannie Mae
- FHLMC
- Automated Clearing House
- Freddie Mac
- Loan Processing
- Cross Selling
- Encompass
- Mortgage Processing
- OFAC
- Mortgage Underwriting
- Credit Analysis
- Financial Services
- Cash Flow Analysis
- Balance Sheets
- Underwriting
- Financial Statements
- Appraisal
- Portfolio Management
- Risk Analysis
- Financial Analysis
- Real Estate
- Closing
- Finance
- Accounting
- Quality Control
- Written Communication
- Negotiation
- Mentoring
- Collaboration
- Documentation
- Reporting
- Coaching
- Bachelor's Degree
- Regulations
- Policy Development
- Microsoft Office
- Problem Solving
- Microsoft Excel
- Sales
- Time Management
- Staff Supervision
- Organization
- Customer Service
- Leadership
- Communication Skills
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