Loan Underwriter Jobs in Guadalupe, AZ
A Loan Underwriter in the banking industry is responsible for evaluating and approving or rejecting loan applications based on the borrower's creditworthiness. They assess the risk involved in lending money to a particular borrower by scrutinizing their financial information, including credit history, income, employment stability, and debt-to-income ratio. They also establish lending terms and conditions, ensure compliance with regulatory standards, and communicate decisions and related information to applicants and loan officers. Since loan underwriting involves significant decision making, it plays a crucial role in maintaining the financial health and sustainability of a bank.
Prior to their role as a Loan Underwriter, an individual may have experience as a Loan Processor, Credit Analyst, or Financial Advisor. These positions help to build a solid foundation in credit analysis, risk assessment, and financial advisory, which are essential skills for Loan Underwriters. Loan Underwriters should have strong analytical, decision-making, and communication skills. They should also possess a detailed knowledge of credit and lending procedures, as well as relevant regulatory standards. Certifications such as the Mortgage Loan Originator (MLO) license or Certified Mortgage Underwriter (CMU) can enhance their credibility and career prospects in the industry.
Skills mortgage industry, mortgage, Underwriting, de underwriter, Credit Review, communication and people skills Top Skills Details mortgage industry,mortgage,Underwriting,de underwriter,Credit Review...
- Chandler, AZ (4 miles from Guadalupe, AZ)
- 4 days ago
- Chandler, AZ (4 miles from Guadalupe, AZ)
- 4 days ago
About this role: Wells Fargo is seeking an Underwriter in the Unsecured Lending Operations as part of Credit Services....
Mortgage Underwriter II/III (HELOC)
- Tempe, AZ (3 miles from Guadalupe, AZ)
- 8 days ago
- Tempe, AZ (3 miles from Guadalupe, AZ)
- 8 days ago
Company Description Achieve is a leading digital personal finance company. We help everyday people move from struggling to thriving by providing innovative, personalized financial solutions. By...
- Scottsdale, AZ (11 miles from Guadalupe, AZ)
- 8 days ago
- Scottsdale, AZ (11 miles from Guadalupe, AZ)
- 8 days ago
Must possess sound area of underwriting in areas of commercial lending such as commercial real estate, commercial and industrial lending and SBA lending....
Underwriter Sr-Business Banking
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 9 days ago
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 9 days ago
**Duties & Responsibilities:** + Analyze financial statements + Utilize bank systems for loan processing and completion of loan proposal + Complete underwriting and communicate credit decisions within...
Commercial Underwriter / Credit Analyst
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 11 days ago
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 11 days ago
Commercial Underwriter / Credit Analyst MidFirst Bank United States, Arizona, Phoenix Jun 03, 2025 Description MidFirst Bank is seeking a Commercial Underwriter/Credit Analyst to lead the...
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 12 days ago
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 12 days ago
Valon Lending Valon is currently scaling up its mortgage lending business, which aims to provide the ability to access low-cost, streamlined mortgage credit to Valon borrowers and tools to retain borrowers...
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 12 days ago
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 12 days ago
Skills mortgage industry, mortgage, Underwriting, de underwriter, Credit Review, communication and people skills Top Skills Details mortgage industry,mortgage,Underwriting,de underwriter,Credit Review...
Commercial Credit Underwriter I-II
- Scottsdale, AZ (11 miles from Guadalupe, AZ)
- 18 days ago
- Scottsdale, AZ (11 miles from Guadalupe, AZ)
- 18 days ago
Job Description: At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and...
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 20 days ago
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 20 days ago
Manage all lender self-reporting obligations to investors, government agencies (e.g., Fannie Mae, Freddie Mac, FHA, VA), mortgage insurance providers, and servicing partners....
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 25 days ago
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 25 days ago
Senior SBA Loan Underwriter REPORTS TO: SVP, Director of Credit Administration LOCATION: Phoenix, AZ 85053, - On site position (not remote) ==========================================================...
Underwriter - Mortgage Fulfillment
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 26 days ago
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 26 days ago
underwriting experience required Solid knowledge of mortgage underwriting and of basic automated underwriting systems Proficiency with basic automated underwriting systems Knowledge of mortgage laws...
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 26 days ago
- Phoenix, AZ (9 miles from Guadalupe, AZ)
- 26 days ago
lending laws and regulations Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home...
Sr. Underwriter, Light Brokerage
- Scottsdale, AZ (11 miles from Guadalupe, AZ)
- 90+ days ago
- Scottsdale, AZ (11 miles from Guadalupe, AZ)
- 90+ days ago
Company Details As an elite Excess and Surplus Lines market, Nautilus Insurance Group offers commercial property and casualty insurance solutions to appointed wholesale surplus lines producers...
Demographic Data for Guadalupe, AZ
Moving to Guadalupe, AZ? Find some basic demographic data about Guadalupe, AZ below.
Loan Underwriter Online Courses and Training Opportunities
Salary for Loan Underwriter Jobs in Guadalupe, AZ
Highest Education Level
Loan Underwriters in Guadalupe, AZ offer the following education backgroundQualifications / Skill Sets
The following top skills are often required or desired to land a Loan Underwriter position
- Military Background
- Reimbursement
- CPCU
- Mortgage Lending
- Loan Origination
- Lending
- BSA
- Federal National Morgage Association
- Federal Housing Administration
- Loan Documentation
- Jumbo Loans
- Commercial Banking
- Loan Review
- Conventional Loans
- Commercial Lending
- Credit Underwriting
- Fannie Mae
- FHLMC
- Freddie Mac
- Loan Processing
- VA Loans
- Cross Selling
- OFAC
- Encompass
- Mortgage Processing
- Credit Analysis
- Mortgage Underwriting
- Financial Services
- USDA
- Cash Flow Analysis
- Internal Control
- Underwriting
- Financial Statements
- Fraud Investigation
- Portfolio Management
- Appraisal
- Risk Analysis
- Financial Analysis
- Resolution
- Real Estate
- Relationship Management
- Finance
- Analytical Skills
- Accounting
- Auditing
- Negotiation
- Written Communication
- Collaboration
- Mentoring
- Documentation
- Filing
- Reporting
- Regulations
- Policy Development
- Microsoft Office
- Sales
- Problem Solving
- Microsoft Excel
- Microsoft Word
- Organization
- Customer Service
- Leadership
- Communication Skills
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